Pasco County property record for 18445 Merseyside Loop, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,990 sqft · built 2006 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,990 (May 2006) |
| Tax Bill | $5,094 (2025) |
| Deeds & Mortgages | Mar 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-26-18-0010-00I00-0130 |
| Primary APN | 21-26-18-0010-00I00-0130 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,990 sqft Living Area |
| Gross Area | 2,872 sqft |
| 1st Floor Area | 1,990 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 462 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1014805 |
|---|---|
| Street Address | 18445 MERSEYSIDE LOOP |
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-7954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | CONCORD STATION PHASE 1 UNITS C D E & F PB 55 PG 062 BLOCK I LOT 13 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 21 |
| Legal Subdivision | CONCORD STATION |
| Legal Phase | 1 |
| Legal Tract | 10 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 31603 |
18445 Merseyside Loop is owned and occupied by an individual who acquired it in March 2025.
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 18445 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | May 8, 2006 · Amount on File |
| Deed Sale | May 8, 2006 · Amount on File |
| Prior Sale | May 8, 2006 · Amount on File |
| Deed Document Number | 0069740637 |
| Last Transfer Date | Mar 4, 2025 |
| Transfer Doc | 0111691054 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 4, 2025 |
| Property Address | 18445 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7954 |
| Document Number | 0111691054 |
| Book / Page | 11169 / 1054 |
| Map Reference | MB 55 PG 62 |
| Instrument Date | Feb 21, 2025 |
| Instrument | 2025041221 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18445 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7954 |
| Name | Verified Name |
|---|---|
| Address | 18445 MERSEYSIDE LOOP, LAND O LAKES, FL 34638-7954 |
The 2025 property tax bill for 18445 Merseyside Loop was $5,094 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,094.00 Homeowner's exemption | $182,310 Land $69,418 Building $112,892 | $329,924 Land $69,418 Building $260,506 |
| 2023 | $4,926.00 (+8.31%) Additional exemption filed | $172,020 (+3%) Land $52,793 Building $119,227 | $330,693 (+17.57%) Land $52,793 Building $277,900 |
| 2022 | $4,548.00 Homeowner's exemption | $167,010 Land $44,053 Building $122,957 | $281,272 Land $44,053 Building $237,219 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18445 Merseyside Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18445 Merseyside Loop is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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