18455 Circle Dr, Los Gatos, CA 95033 Property Records

Santa Cruz County property record for 18455 Circle Dr, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,668 sqft · built 1952
Lot Size	0.256 acres (11,151 sqft)
Owner	Individual Name on Record
Last Sale	$690,000 (Jun 2020)
Tax Bill	$6,691 (2025)
Deeds & Mortgages	Mar 2023 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093-092-04`

Property Details

APN / Parcel Number

Primary APN	`093-092-04`
Alternative APN	`093-092-04-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	2,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,151 sqft (0.256 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	468 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	326 sqft
Patio Area	326 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	18455 CIRCLE DR
City	LOS GATOS
State	CA
Zip	95033-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	LOT 96
Legal Subdivision	BIG REDWOOD PARK 01
Legal Lot Number	96
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2039
Census Tract	120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18455 CIRCLE DR, LOS GATOS, CA 95033-8536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Intrafamily Transfer, Transfer
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 16, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Apr 29, 2015 · Amount on Record
Deed Document Number	202021039
Last Transfer Date	Feb 2, 2023
Transfer Doc	0000004433
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 15, 2023
Property Address	18455 CIRCLE DR, LOS GATOS, CA 95033-8536
Document Number	0000004433
Map Reference	MB 23 PG 34
Instrument Date	Feb 2, 2023
Instrument	2023-0004433
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18455 CIRCLE DR, LOS GATOS, CA 95033-8536

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	18455 CIRCLE DR, LOS GATOS, CA 95033-8536
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18455 CIRCLE DR, LOS GATOS, CA 95033-8536

Mortgage

Document Number	0000051299
Date	Oct 12, 2021
Instrument	2021-0051299

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 1, 2041

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 16, 2020
Property Address	18455 CIRCLE DR, LOS GATOS, CA 95033-8536
Document Number	0000021039
Map Reference	MB 23 PG 34
Instrument Date	Jun 12, 2020
Instrument	2020-0021039
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18455 CIRCLE DR, LOS GATOS, CA 95033-8536

Mortgage

Document Number	0000021040
Date	Jun 16, 2020
Instrument	2020-0021040

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,132 (+32.17%) Land $461,825 Building $246,307
2025	$6,691.00 (-20.41%)	$535,777 (-26.13%) Land $439,186 Building $96,591
2023	$8,407.00 (+1.63%)	$725,313 Land $435,188 Building $290,125	$733,590
2022	$8,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG REDWOOD PARK WATER private · serves 182 people · EPA ID CA4400526
Water Source	Purchased surface water from SAN JOSE WATER
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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