18449 Circle Dr, Los Gatos, CA 95033 Property Records

Santa Cruz County property record for 18449 Circle Dr, Los Gatos, CA 95033

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 3 ba · 2,782 sqft · built 1963
Lot Size	1.86 acres (81,457 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Jan 2025)
Tax Bill	$4,397 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093-093-29`

Property Details

APN / Parcel Number

Primary APN	`093-093-29`
Alternative APNs	`093-093-29-000` `09309327000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	2,782 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	81,457 sqft
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,351 sqft
Patio Area	1,351 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	18449 CIRCLE DR
City	LOS GATOS
State	CA
Zip	95033-8536
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	R-1-15
Legal Subdivision	BIG REDWOOD PARK 01
Legal Lot Number	19-23
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2028
Census Tract	120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18449 CIRCLE DR, LOS GATOS, CA 95033-8536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit STAR ONE CU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Deed Document Number	2025547
Prior Transfer Date	Jan 6, 2025
Prior Transfer Doc	0000000546
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	18449 CIRCLE DR, LOS GATOS, CA 95033-8536
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18449 CIRCLE DR, LOS GATOS, CA 95033-8536

Mortgage

Document Number	0000047079
Date	Sep 14, 2021
Instrument	2021-0047079

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Nov 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	18449 CIRCLE DR, LOS GATOS, CA 95033-8536
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18449 CIRCLE DR, LOS GATOS, CA 95033-8536

Mortgage

Document Number	0000047078
Date	Sep 14, 2021
Instrument	2021-0047078

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$918,000 (+171.25%) Land $642,600 Building $275,400
2025	$4,397.00 (+10.84%) Homeowner's exemption	$338,430 (+4.04%) Land $103,590 Building $234,840
2023	$3,967.00 (+1.8%) Homeowner's exemption	$325,288 Land $99,567 Building $225,721	$984,960
2022	$3,897.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG REDWOOD PARK WATER private · serves 182 people · EPA ID CA4400526
Water Source	Purchased surface water from SAN JOSE WATER
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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