Stearns County property record for 18453 Dover Rd, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 920 sqft · built 1980 |
| Lot Size | 0.453 acres (19,747 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,700 (Aug 1996) |
| Tax Bill | $2,524 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10762-0000 |
| Primary APN | 19-10762-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| Gross Area | 1,438 sqft |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,747 sqft (0.453 acres) |
| Lot Dimensions | 217 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 18453 DOVER RD |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 014 LUMLEY ADD SECTION 08 TOWNSHIP 122 RANGE 027 SECTION 08 TOWNSHIP 122 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 08 |
| Legal Subdivision | LUMLEY ADD |
| Legal Lot Number | 14 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 11202 |
18453 Dover Rd is owned and occupied by two individuals who bought it in August 1996.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18453 DOVER RD, CLEARWATER, MN 55320-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 1996 · Amount on File |
| Deed Sale | Aug 13, 1996 · Amount on File |
| Prior Sale | Oct 18, 1993 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 18453 Dover Rd was $2,524 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,524.00 | ||
| 2025 | $300,700 Land $121,700 Building $179,000 | $300,700 Land $121,700 Building $179,000 | |
| 2023 | $2,032.00 | $251,300 Land $107,900 Building $143,400 | $251,300 Land $107,900 Building $143,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18453 Dover Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18453 Dover Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
5G and 4G LTE (outdoors only)
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