18452 Fish Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 18452 Fish Loop, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,815 sqft · built 2013
Lot Size	0.138 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$168,300 (May 2013)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-25-18-0010-02100-0040`

Property Details

APN / Parcel Number

Primary APN	`21-25-18-0010-02100-0040`
Alternative APN	`0922902`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,815 sqft Living Area
Gross Area	2,401 sqft
1st Floor Area	1,815 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.138 acres)
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0922902
Street Address	18452 FISH LOOP
City	LAND O LAKES
State	FL
Zip	34638-6119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	ASBEL ESTATES PHASE 3 PB 59 PG 039 BLOCK 21 LOT 4 OR 8874 PG 3386
Legal Range	18E
Legal Township	25S
Legal Section	21
Legal Subdivision	ASBEL ESTATES
Legal Phase	3
Legal Tract	10
Legal Block	21
Legal Lot Number	4
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1000
Census Tract	31903

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18452 FISH LOOP, LAND O LAKES, FL 34638-6119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2013 · Amount on File
Deed Sale	May 17, 2013 · Amount on File
Deed Document Number	2013087776
Deed Book / Page	8874 / 3386
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	18452 FISH LOOP, LAND O LAKES, FL 34638-6119
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104432535
Date	Sep 22, 2021
Book Page	10443/2535
Instrument	2021201583

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,823.00 (+19.32%) Homeowner's exemption	$192,570 (+5.98%) Land $62,814 Building $129,756	$289,161 (-6.45%) Land $62,814 Building $226,347
2023	$2,366.00 (+10.1%) Additional exemption filed	$181,700 (+3%) Land $48,954 Building $132,746	$309,096 (+16.9%) Land $48,954 Building $260,142
2022	$2,149.00 Homeowner's exemption	$176,410 Land $40,989 Building $135,421	$264,409 Land $40,989 Building $223,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20