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18446 Fish Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 18446 Fish Loop, Land O Lakes, FL 34638 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,705 sqft · built 2008
Lot Size0.18 acres (7,837 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Jun 2017)
Tax Bill$5,918 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-25-18-0010-02100-0050

Property Details

APN / Parcel Number

Primary APN21-25-18-0010-02100-0050
Alternative APNs
  • 1825210010021000050
  • 0922903

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,705 sqft Living Area
Gross Area3,167 sqft
1st Floor Area1,232 sqft
Upper Floors Area1,473 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,837 sqft (0.18 acres)
Garage TypeAttached
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area568 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area112 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address18446 FISH LOOP
CityLAND O LAKES
StateFL
Zip34638-6119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASBEL ESTATES PHASE 3 PB 59 PG 039 BLOCK 21 LOT 5 OR 9560 PG 436
Legal Range18E
Legal Township25S
Legal Section21
Legal SubdivisionASBEL ESTATES
Legal Tract10
Legal Block21
Legal Lot Number5
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1000
Census Tract31903

Owner

Source: Pasco County records · APN 21-25-18-0010-02100-0050

Assessment roll updated December 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18446 FISH LOOP, LAND O LAKES, FL 34638-6119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 06, 2026Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Nov 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jun 21, 2017Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2017 · Amount on Record
Deed SaleJun 21, 2017 · Amount on Record
Prior SaleSep 05, 2008 · Amount on Record
Deed Document Number201796303
Deed Book / Page9560 / 436
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Recording DateMay 06, 2026
Property Address18446 FISH LOOP, LAND O LAKES, FL 34638-6119
Document Number0000084385
Book / Page11415 / 461
Instrument DateApr 27, 2026
Instrument202684385
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address18446 FISH LOOP, LAND O LAKES, FL 34638-6119

Mortgage

Document Number0000084385,
DateMay 06, 2026
Book Page11415/461
Instrument202684385
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.38%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address18446 FISH LOOP, LAND O LAKES, FL 34638-6119
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address18446 FISH LOOP, LAND O LAKES, FL 34638-6119

Mortgage

Document Number0104781314
DateNov 04, 2021
Book Page10478/1314
Instrument2021238607
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address18446 FISH LOOP, LAND O LAKES, FL 34638-6119
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address18446 FISH LOOP, LAND O LAKES, FL 34638-6119

Mortgage

Document Number0102412302
DateDec 21, 2020
Book Page10241/2302
Instrument2020217223
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJun 21, 2017
Property Address18446 FISH LOOP, LAND O LAKES, FL 34638-6119
Document Number0095600436
Book / Page9560 / 0436
Map ReferenceMB59 PG39-52
Instrument DateJun 14, 2017
Instrument2017096303
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1470 SHIRLEY RD, 1470, HELENA, MT 59602-6637

Transferred To (Grantee/Buyer)

NameVerified Name
Address18446 FISH LOOP, LAND O LAKES, FL 34638-6119

Mortgage

Document Number2017096304
DateJun 21, 2017
Instrument2017096304
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$375,783 (-0.21%) Land $64,208 Building $311,575$375,783 (-0.21%) Land $64,208 Building $311,575
2025$5,918.00 (+14.6%) Homeowner's exemption$376,561 (+4.95%) Land $64,208 Building $312,353$376,561 (-7.56%) Land $64,208 Building $312,353
2024$5,164.00 (+3.74%)
2023$4,978.00 (+9.74%) Additional exemption filed$358,790 (+3%) Land $50,348 Building $308,442$407,364 (+16.94%) Land $50,348 Building $357,016
2022$4,536.00 Homeowner's exemption$348,341 Land $42,383 Building $305,958$348,341 Land $42,383 Building $305,958

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 355 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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