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1845 Spring Valley Rd, Ossining, NY 10562 Property Records

Westchester County and Yorktown Town property record for 1845 Spring Valley Rd, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,300 sqft · built 1964
Lot Size2.1 acres (91,476 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Feb 2012)
Tax Bill$96,505 (2025)
Deeds & MortgagesNov 2019 Loan Modification
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN555400 69.17-1-16

Property Details

APN / Parcel Number

Primary APN555400 69.17-1-16
Alternative APNs
  • 540020001200070050888000
  • 4888000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,300 sqft Living Area
1st Floor Area1,300 sqft
Basement Area312 sqft
Finished Basement312 sqft
Unfinished Basement312 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area91,476 sqft (2.1 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number4888000
Street Address1845 SPRING VALLEY RD
CityOSSINING
StateNY
Zip10562-1637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-20
Legal Block1
Legal Lot Number16.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionYORKTOWN
Census Block Group2
Census Block2074
Census Tract14805

Owner

Source: Westchester County and Yorktown Town records · APN 555400 69.17-1-16

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1845 SPRING VALLEY RD, OSSINING, NY 10562-1637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2019Loan Modification, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Dec 06, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2012 · Amount on Record
Deed SaleFeb 15, 2012 · Amount on Record
Deed Document Number2012520133060
Last Transfer DateNov 25, 2019
Transfer Doc0593263564
Record UpdatedJun 08, 2026

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address1845 SPRING VALLEY RD, OSSINING, NY 10562-1637
Document Number0593393617
Instrument DateNov 25, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanySSS SETTLEMENT SERVICES LLC, SSS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1845 SPRING VALLEY RD OSSINING NY 105621637, OSSINING, NY 10562-1637

Mortgage

Document Number0593393617
DateDec 06, 2019
Book Page059339/003617
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 05, 2049
Interest
Rate3.87%

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTCHESTER NY
Recording DateDec 06, 2019
Property Address1845 SPRING VALLEY RD, OSSINING, NY 10562-1637
Document Number0593263564
Instrument DateNov 25, 2019
Instrument593263564
Transaction TypeTransfer
Record UpdatedMay 06, 2022
Title CompanySSS SETTLEMENT SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1845 SPRING VALLEY RD, OSSINING, NY 10562-1637

Mortgage

Document Number0593393605
DateDec 06, 2019
Instrument593393605
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Westchester County and Yorktown Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionYorktown Town
Unified School DistrictCroton-Harmon Union Free School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$96,505.00$11,700 (-) Land $3,200 Building $8,500$731,250 (+10.62%) Land $200,000 Building $531,250
2024$11,700 (-) Land $3,200 Building $8,500$661,017 (-2.82%) Land $180,791 Building $480,226
2023$11,700 Land $3,200 Building $8,500$680,233 Land $186,047 Building $494,186

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190148052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims6 (2011–2023)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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