1805 Spring Valley Rd, Ossining, NY 10562 Property Records

Westchester County and Yorktown Town property record for 1805 Spring Valley Rd, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,235 sqft · built 1940
Lot Size1.76 acres (76,666 sqft)
Owner2 Individual Names on Record
Last Sale$708,000 (Aug 2018)
Tax Bill$70,010 (2025)
Deeds & MortgagesMar 2021 Refinance
Sep 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN555400 69.17-1-11

Property Details

APN / Parcel Number

Primary APN555400 69.17-1-11
Alternative APNs
  • 540020001100010060880500
  • 4880500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,235 sqft Living Area
1st Floor Area1,637 sqft
2nd Floor Area598 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialWood
Lot Area76,666 sqft (1.76 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number4880500
Street Address1805 SPRING VALLEY RD
CityOSSINING
StateNY
Zip10562-1637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-20
Legal Block1
Legal Lot Number11.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionYORKTOWN
Census Block Group2
Census Block2074
Census Tract14805

Owner

Source: Westchester County and Yorktown Town records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1805 SPRING VALLEY RD, OSSINING, NY 10562-1637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA
Sep 1, 2023Deed of Trust, Mortgage · Line of Credit
HUDSON VALLEY FCU
Sep 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 2, 2018Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2018 · Amount on Record
Deed SaleAug 2, 2018 · Amount on Record
Deed Document Number20183185
Prior Transfer DateDec 16, 2005
Prior Transfer Doc0461010840
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address1805 SPRING VALLEY RD, OSSINING, NY 10562-1637
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0610773677
DateMar 22, 2021
Instrument610773677
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term174 Months
DueSep 1, 2035

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address1805 SPRING VALLEY RD, OSSINING, NY 10562-1637
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1805 SPRING VALLEY RD, OSSINING, NY 10562-1637
InvestorPossibly a Property Investor

Mortgage

Document Number0632413006
DateSep 1, 2023
Instrument632413006
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 31, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address1805 SPRING VALLEY RD, OSSINING, NY 10562-1637
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyFREEDOIM ABSTRACT NY JP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0602673018
DateSep 23, 2020
Instrument602673018
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term180 Months
DueSep 1, 2035
Interest
Rate TypeFixed Rate
Rate2.75%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address1805 SPRING VALLEY RD, OSSINING, NY 10562-1637
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0602673017
DateSep 23, 2020
Instrument602673017
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2035

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateAug 2, 2018
Property Address1805 SPRING VALLEY RD, OSSINING, NY 10562-1637
Document Number0582013185
Book / Page058201 / 003185
Instrument DateJul 26, 2018
Transaction TypeTransfer
Record UpdatedSep 6, 2018
Title CompanyRG AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,832.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address983 PEEKSKILL HOLLOW RD PUTNAM VALLEY NY 105791703, PUTNAM VALLEY, NY 10579-1703

Mortgage

Document Number582143208
DateAug 2, 2018
Book Page058214/003208
Lender
NameJPMORGAN CHASE BK NA
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionYorktown Town
Unified School DistrictCroton-Harmon Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$70,010.00$14,400 (-) Land $1,400 Building $13,000$900,000 (+10.63%) Land $87,500 Building $812,500
2024$14,400 (-) Land $1,400 Building $13,000$813,559 (-2.82%) Land $79,096 Building $734,463
2023$14,400 Land $1,400 Building $13,000$837,209 Land $81,395 Building $755,814
2020$17,615.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims6 (2011–2023)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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