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1845 Gem Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 1845 Gem Dr, Rockwall, TX 75087 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,178 sqft · built 2023
Lot Size0.199 acres (8,671 sqft)
Owner2 Individual Names on File
Last Sale$721,525 (Nov 2025)
Tax Bill$9,124 (2025)
Deeds & MortgagesNov 2025 Mortgage
Feb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNR118080

Property Details

APN / Parcel Number

Primary APNR118080
Alternative APNs
  • S3728-000D-0001-00-0R
  • 118080

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area4,178 sqft Living Area
Gross Area4,981 sqft
1st Floor Area4,178 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Lot Area8,671 sqft (0.199 acres)
Garage TypeAttached
Garage Area659 sqft
PorchCovered Porch
Porch Area169 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1845 GEM DR
CityROCKWALL
StateTX
Zip75087-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGIDEON GROVE PHASE 2, BLOCK D, LOT 1
Legal SubdivisionGIDEON GROVE PHASE 2
Legal BlockD
Legal Lot Number1
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHWEST ROCKWALL
Census Block Group1
Census Block1023
Census Tract40202

Owner

Source: Rockwall County records · APN R118080

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1845 GEM DR, ROCKWALL, TX 75087-1007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2025Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Feb 05, 2024Vendor's Lien, Subdivision Related Transfer
SFMC LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 07, 2025 · Amount on Record
Deed SaleNov 07, 2025 · Amount on Record
Deed Document Number202520313
Record UpdatedSep 20, 2026

November 2025: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateNov 07, 2025
Property Address1845 GEM DR, ROCKWALL, TX 75087-1007
Document Number0000020313
Map ReferenceFILE 20220000006324
Instrument DateOct 30, 2025
Instrument20250000020313
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 09, 2026
Title CompanySTEWART TITLE/CALDWELL, STC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14400 THE LAKES BLVD # BLVDC200, BLVDC200, PFLUGERVILLE, TX 78660-4641

Transferred To (Grantee/Buyer)

NameVerified Name
Address1845 GEM DR, ROCKWALL, TX 75087-1007

Mortgage

Document Number0000020314
DateNov 07, 2025
Instrument20250000020314
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

February 2024: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateFeb 05, 2024
Property Address1845 GEM DR, ROCKWALL, TX 75087-1007
Document Number0000001911
Map ReferenceFILE 202200006324
Instrument DateJan 31, 2024
Instrument20240000001911
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 20, 2024
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14400 THE LAKES BLVD # BLVD200-C, BLVD200-C, PFLUGERVILLE, TX 78660-4641

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1704 SAPPHIRE RD, ROCKWALL, TX 75087-0980

Mortgage

DateFeb 05, 2024
Lender
NameSFMC LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityRockwall City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$683,394 (+17.99%) Land $100,000 Building $583,394$683,394 (+17.99%) Land $100,000 Building $583,394
2025$9,124.00 (-1.46%)$579,178 (+501.84%) Land $100,000 Building $479,178$579,178 (+501.84%) Land $100,000 Building $479,178
2024$9,259.00
2023$96,235 Land $96,235$96,235 Land $96,235

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483970402021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 35% of the US · above 11% of Texas
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
3 Rooms CommunicationsFixed Wireless (unlicensed)100 / 100

May also be available at this address: T-Mobile USA, Optimum Communications, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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