Rockwall County property record for 1844 Gem Dr, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 3,500 sqft · built 2023 |
| Lot Size | 0.173 acres (7,538 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $789,996 (Mar 2024) |
| Tax Bill | $10,521 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R118046 |
| Primary APN | R118046 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,500 sqft Living Area |
| Gross Area | 4,313 sqft |
| 1st Floor Area | 3,500 sqft |
| Lot Area | 7,538 sqft (0.173 acres) |
|---|---|
| Garage Type | Attached |
| Garage Area | 645 sqft |
| Porch | Covered Porch |
| Porch Area | 193 sqft |
| Street Address | 1844 GEM DR |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GIDEON GROVE PHASE 2, BLOCK C, LOT 2 |
| Legal Subdivision | GIDEON GROVE PHASE 2 |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 40202 |
Source: Rockwall County records · APN R118046
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1844 GEM DR, ROCKWALL, TX 75087-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 22, 2024 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on Record |
| Deed Sale | Mar 22, 2024 · Amount on Record |
| Deed Document Number | 20244907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Jun 11, 2026 |
| Property Address | 1844 GEM DR, ROCKWALL, TX 75087-1010 |
| Document Number | 0000011027 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202611027 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 1844 GEM DR, ROCKWALL, TX 75087-1010 |
| Document Number | 0000011027, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202611027 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Mar 22, 2024 |
| Property Address | 1844 GEM DR, ROCKWALL, TX 75087-1010 |
| Document Number | 0000004907 |
| Map Reference | DOC 20220000006324 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 20240000004907 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14400 THE LAKES BLVD # BLVD200, BLVD200, PFLUGERVILLE, TX 78660-4641 |
| Name | Verified Name |
|---|---|
| Address | 1844 NEW DRIVE, ROCKWALL, TX 75087 |
| Document Number | 0000004908 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 20240000004908 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610,236 (-8.63%) Land $100,000 Building $510,236 | $610,236 (-8.63%) Land $100,000 Building $510,236 | |
| 2025 | $10,521.00 (-8.32%) | $667,890 (+709.66%) Land $100,000 Building $567,890 | $667,890 (+709.66%) Land $100,000 Building $567,890 |
| 2024 | $11,476.00 | ||
| 2023 | $82,490 Land $82,490 | $82,490 Land $82,490 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| 3 Rooms Communications Fixed Wireless | 100 / 100 |
May also be available: Hotwire Communications, Optimum Communications, T-Mobile USA.
Based on FCC filings for 129 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ROCKWALL serves 55,250 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures