1845 Chara St, Arnold, MO 63010 Property Records

Jefferson County property record for 1845 Chara St, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2,179 sqft · built 2009
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$320,600 (May 2017)
Tax Bill	$3,360 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019.030.03001051`

Property Details

APN / Parcel Number

Primary APN	`019.030.03001051`

Interior

Stories	1 Story
Building Area	2,179 sqft Living Area
Gross Area	2,610 sqft
1st Floor Area	1,453 sqft
Basement Area	726 sqft
Finished Basement	726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	431 sqft
Porch	Open Frame Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1845 CHARA ST
City	ARNOLD
State	MO
Zip	63010-2666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAXVILLE GARDENS LOT 19
Legal Range	6E
Legal Township	43N
Legal Section	30
Legal Subdivision	MAXVILLE
Legal Block	4
Legal Lot Number	19
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	4
Census Block	4004
Census Tract	700118

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1845 CHARA ST, ARNOLD, MO 63010-2666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 11, 2017	Warranty Deed, Transfer CITIZENS NAT'L BK/GREATER ST L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Prior Sale	Dec 2, 2009 · Amount on Record
Deed Document Number	201714237
Prior Transfer Date	Sep 29, 2009
Prior Transfer Doc	0000042134
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1845 CHARA ST, ARNOLD, MO 63010-2666
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R029221
Date	Jul 6, 2021
Instrument	2021R-029221

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 11, 2017
Property Address	1845 CHARA ST, ARNOLD, MO 63010-2666
Document Number	0000014237
Instrument Date	May 9, 2017
Instrument	14237
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 CHARA ST ARNOLD MO 630102666, ARNOLD, MO 63010-2666

Mortgage

Document Number	14238
Date	May 11, 2017
Instrument	14238

Lender

Name	CITIZENS NAT'L BK/GREATER ST L
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,600 (-) Land $11,700 Building $37,900	$261,200 (-) Land $61,600 Building $199,600
2025	$3,360.00 (+4.45%)	$49,600 (+7.83%) Land $11,700 Building $37,900	$261,200 (-) Land $61,600 Building $199,600
2024	$3,217.00 (+0.59%)		$261,200 (+7.89%) Land $61,600 Building $199,600
2023	$3,198.00	$46,000 Land $11,700 Building $34,300	$242,100 Land $61,600 Building $180,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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