1844 Chara St, Arnold, MO 63010 Property Records

Jefferson County property record for 1844 Chara St, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 2010
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,500 (Nov 2019)
Tax Bill	$4,072 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019.030.03001054`

Property Details

APN / Parcel Number

Primary APN	`019.030.03001054`

Interior

Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	1,814 sqft
Basement Area	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	470 sqft
Porch	Open Frame Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1844 CHARA ST
City	ARNOLD
State	MO
Zip	63010-2660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAXVILLE GARDENS LOT 22
Legal Range	6E
Legal Township	43N
Legal Section	30
Legal Subdivision	MAXVILLE
Legal Block	4
Legal Lot Number	22
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	4
Census Block	4004
Census Tract	700118

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1844 CHARA ST, ARNOLD, MO 63010-2660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage US BK
Nov 25, 2019	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Prior Sale	Jul 2, 2010 · Amount on Record
Deed Document Number	201937132
Prior Transfer Date	Apr 26, 2010
Prior Transfer Doc	2010R015049
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1844 CHARA ST, ARNOLD, MO 63010-2660
Document Number	0000050633
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1844 CHARA ST ARNOLD MO 630102660, ARNOLD, MO 63010-2660

Mortgage

Document Number	0000050633
Date	Dec 30, 2020
Instrument	50633

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 25, 2019
Property Address	1844 CHARA ST, ARNOLD, MO 63010-2660
Document Number	0000037132
Instrument Date	Nov 21, 2019
Instrument	37132
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	CLEAR TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1844 CHARA ST ARNOLD MO 630102660, ARNOLD, MO 63010-2660

Mortgage

Document Number	37133
Date	Nov 25, 2019
Instrument	37133

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,100 (-) Land $11,700 Building $48,400	$316,300 (-) Land $61,600 Building $254,700
2025	$4,072.00 (+5.27%)	$60,100 (+8.68%) Land $11,700 Building $48,400	$316,300 (-) Land $61,600 Building $254,700
2024	$3,868.00 (+0.6%)		$316,300 (+8.66%) Land $61,600 Building $254,700
2023	$3,845.00	$55,300 Land $11,700 Building $43,600	$291,100 Land $61,600 Building $229,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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