1845 Berwick Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1845 Berwick Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1989
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Trust Names on Record
Last Sale	$589,000 (Mar 2018)
Tax Bill	$7,413 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2019 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`023-113-026`

Property Details

APN / Parcel Number

Primary APN	`023-113-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,508 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1845 BERWICK DR
City	CAMBRIA
State	CA
Zip	93428-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES TR 8 BL 208 LT 31 & 32
Legal Subdivision	CAMBRIA PINES #8
Legal Tract	8
Legal Block	208
Legal Lot Number	31,32 32
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1070
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	4583 SILVERADO RD, MADERA, CA 93636-8052
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Nov 26, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Jul 8, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Apr 20, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 9, 2018	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 9, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 9, 2017	Deed of Trust, Mortgage · Conventional with PMI LILLY FAMILY TRUST (PT)
Jul 25, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Jul 8, 2019
Deed Document Number	0000009267
Last Transfer Date	Nov 26, 2019
Transfer Doc	0000053187
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1845 BERWICK DR, CAMBRIA, CA 93428-5419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO ROSEVILLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032334
Date	Jun 29, 2020
Instrument	2020032334

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 26, 2019
Property Address	1845 BERWICK DR, CAMBRIA, CA 93428-5419
Document Number	0000053187
Instrument Date	Nov 8, 2019
Instrument	53187
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6110 W BLUFF AVE FRESNO CA 937222385, FRESNO, CA 93722-2385

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 8, 2019
Property Address	1845 BERWICK DR, CAMBRIA, CA 93428-5419
Document Number	0000026367
Instrument Date	Jul 3, 2019
Instrument	26367
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6110 W BLUFF AVE FRESNO CA 937222385, FRESNO, CA 93722-2385

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 20, 2018
Property Address	1845 BERWICK DR, CAMBRIA, CA 93428-5419
Document Number	0000015977
Instrument Date	Mar 29, 2018
Instrument	15977
Transaction Type	Transfer
Record Updated	Nov 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6110 W BLUFF AVE FRESNO CA 937222385, FRESNO, CA 93722-2385

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 9, 2018
Property Address	1845 BERWICK DR, CAMBRIA, CA 93428-5419
Document Number	0000009267
Map Reference	MB5 PG21
Instrument Date	Feb 21, 2018
Instrument	2018009267
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6110 W BLUFF AVE, FRESNO, CA 93722-2385

Mortgage

Document Number	0000009269
Date	Mar 9, 2018
Instrument	2018009269

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 9, 2018
Property Address	1845 BERWICK DR, CAMBRIA, CA 93428-5419
Document Number	0000009268
Instrument Date	Feb 14, 2018
Instrument	9268
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6110 W BLUFF AVE FRESNO CA 937222385, FRESNO, CA 93722-2385

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1845 BERWICK DR, CAMBRIA, CA 93428-5419
Document Number	0000039906
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1845 BERWICK DR CAMBRIA CA 934285419, CAMBRIA, CA 93428-5419

Mortgage

Document Number	0000039906
Date	Sep 6, 2017
Instrument	39906

Lender

Name	LILLY FAMILY TRUST (PT)
Address	PO BOX 12552, SAN LUIS OBISPO, CA 93406-2552

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 25, 2017
Property Address	1845 BERWICK DR, CAMBRIA, CA 93428-5419
Document Number	0000032504
Instrument Date	Jul 14, 2017
Instrument	32504
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$517.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1257 SUMAC CT SAN LUIS OBISPO CA 934017817, SAN LUIS OBISPO, CA 93401-7817

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,413.00 (+4.09%)	$670,176 (+4.04%) Land $341,347 Building $328,829
2023	$7,122.00 (+1.99%)	$644,154 Land $328,093 Building $316,061
2022	$6,983.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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