1819 Berwick Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1819 Berwick Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,199 sqft · built 1971
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jun 2005)
Tax Bill	$6,195 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-113-028`

Property Details

APN / Parcel Number

Primary APN	`023-113-028`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1819 BERWICK DR
City	CAMBRIA
State	CA
Zip	93428-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES TR 8 BL 208 LTS 35 & 36
Legal Subdivision	STATE OF CALIFORNIA
Legal Tract	8
Legal Block	208
Legal Lot Number	35,36
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1070
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1819 BERWICK DR, CAMBRIA, CA 93428-5419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2005 · Amount on Record
Deed Sale	Jun 3, 2005 · Amount on Record
Deed Document Number	200545723
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1819 BERWICK DR, CAMBRIA, CA 93428-5419
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 BERWICK DR, CAMBRIA, CA 93428-5419

Mortgage

Document Number	0000082898
Date	Dec 21, 2021
Instrument	2021082898

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1819 BERWICK DR, CAMBRIA, CA 93428-5419
Document Number	0000009090
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 BERWICK DR CAMBRIA CA 934285419, CAMBRIA, CA 93428-5419

Mortgage

Document Number	0000009090
Date	Mar 8, 2018
Instrument	9090

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1819 BERWICK DR, CAMBRIA, CA 93428-5419
Document Number	0000013781
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 13, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1819 BERWICK DR CAMBRIA CA 934285419, CAMBRIA, CA 93428-5419

Mortgage

Document Number	0000013781
Date	Mar 29, 2017
Instrument	13781

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$572,818 (+2%) Land $203,021 Building $369,797
2025	$6,195.00 (+4.17%) Homeowner's exemption	$561,588 (+4.04%) Land $199,041 Building $362,547
2023	$5,947.00 (+2.02%) Homeowner's exemption	$539,783 Land $191,313 Building $348,470
2022	$5,829.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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