1844 Hwy 1, Ely, MN 55731 Property Records

St. Louis County property record for 1844 Hwy 1, Ely, MN 55731 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,944 sqft
Lot Size	29.4 acres (1,281,971 sqft)
Owner	Individual Name on File
Last Sale	$216,200 (Apr 2019)
Tax Bill	$2,390 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2019 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`465-0010-01870`

Property Details

APN / Parcel Number

Primary APN	`465-0010-01870`
Alternative APN	`1069232`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,944 sqft Gross Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Asbestos
Construction Type	Frame
Lot Area	1,281,971 sqft (29.4 acres)
Garage Area	1,928 sqft

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Deck Area	30 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1069232
Street Address	1844 HIGHWAY 1
City	ELY
State	MN
Zip	55731-8213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW1/4 OF NW1/4 EX 5 57/100 AC FOR HWY; ANDEX ASSUMING THE S LINE OF SAID SW1/4 OFNW1/4 OF SEC 14 TO BEAR S88DEG18'35"E
Legal Range	12W
Legal Township	62N
Legal Section	14
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1064
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0010-01870

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1455 S WHITE IRON RD, ELY, MN 55731-8254
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 22, 2019	Warranty Deed, Transfer · Line of Credit FRANDSEN BK&TR
May 08, 2017	Warranty Deed, Transfer
May 08, 2017	Quit Claim Deed, Transfer Quitclaim
May 08, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	20191353461
Prior Transfer Date	Apr 12, 2017
Prior Transfer Doc	00A1308796
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1844 HIGHWAY 1, ELY, MN 55731-8213
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001441561
Date	Apr 21, 2022
Instrument	1441561

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 22, 2019
Property Address	1844 HIGHWAY 1, ELY, MN 55731-8213
Document Number	0001353461
Instrument Date	Apr 15, 2019
Instrument	1353461
Transaction Type	Transfer
Record Updated	May 03, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$713.46
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1455 S WHITE LRON RD ELY MN 55731, ELY, MN 55731

Mortgage

Document Number	A1353462
Date	Apr 22, 2019
Instrument	A1353462

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 08, 2017
Property Address	1844 HIGHWAY 1, ELY, MN 55731-8213
Document Number	00A1308797
Instrument Date	Apr 28, 2017
Instrument	A1308797
Transaction Type	Transfer
Record Updated	Jun 21, 2017

Transaction

Amount	Amount Recorded
Tax	$16.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12847 ALFALFA LN SW #2 PILLAGER MN 564732493, 2, PILLAGER, MN 56473-2493

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 08, 2017
Property Address	1844 HIGHWAY 1, ELY, MN 55731-8213
Document Number	00A1308796
Instrument Date	Apr 12, 2017
Instrument	A1308796
Transaction Type	Transfer
Record Updated	Jun 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 HIGHWAY 1 ELY MN 557318213, ELY, MN 55731-8213

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	May 08, 2017
Property Address	1844 HIGHWAY 1, ELY, MN 55731-8213
Document Number	00A1308795
Instrument Date	Mar 13, 2017
Instrument	A1308795
Transaction Type	Transfer
Record Updated	Jun 21, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 HIGHWAY 1 ELY MN 557318213, ELY, MN 55731-8213

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,390.00 (+0.17%)
2025	$2,386.00 (+22.23%)	$283,300 (+12.51%) Land $121,300 Building $162,000	$283,300 (+12.51%) Land $121,300 Building $162,000
2024	$1,952.00	$251,800 (+36.92%) Land $113,700 Building $138,100	$251,800 (+36.92%) Land $113,700 Building $138,100
2022		$183,900 Land $92,500 Building $91,400	$183,900 Land $92,500 Building $91,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370154011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	High above 71% of the US · above 89% of Minnesota
Wildfire Likelihood	About 1 in 476 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Zito West Holding	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Treehouse Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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