1832 Hwy 1, Ely, MN 55731 Property Records

St. Louis County property record for 1832 Hwy 1, Ely, MN 55731 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 880 sqft · built 2017
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$3,672 (2026)
Deeds & Mortgages	Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`465-0010-01871`

Property Details

APN / Parcel Number

Primary APN	`465-0010-01871`
Alternative APN	`1041903`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	880 sqft Gross Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Metal
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Utility Building	3,520 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1041903
Street Address	1832 HIGHWAY 1
City	ELY
State	MN
Zip	55731-8213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF SW1/4 OF NW1/4 DESC AS FOLLOWS:ASSUMING THE S LINE OF SAID SW1/4 OF NW1/4 OFSEC 14 TO BEAR S88DEG18'35"E AND
Legal Range	12W
Legal Township	62N
Legal Section	14
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1064
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0010-01871

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1832 HIGHWAY 1, ELY, MN 55731-8213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	1832 HIGHWAY 1, ELY, MN 55731-8213
Document Number	00A1341967
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 HIGHWAY 1 ELY MN 557318213, ELY, MN 55731-8213

Mortgage

Document Number	00A1341967
Date	Oct 03, 2018
Instrument	A1341967

Lender

Name	BOUNDARY WATERS ST BK
Type	Bank
Address	ELY, MN 66731

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 02, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,672.00 (+3.73%) Homeowner's exemption
2025	$3,540.00 (+8.66%) Homeowner's exemption	$388,000 (+15.54%) Land $53,600 Building $334,400	$388,000 (+15.54%) Land $53,600 Building $334,400
2024	$3,258.00	$335,800 (+33.25%) Land $50,700 Building $285,100	$335,800 (+33.25%) Land $50,700 Building $285,100
2022		$252,000 Land $42,700 Building $209,300	$252,000 Land $42,700 Building $209,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370154011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 88% of Minnesota
Wildfire Likelihood	About 1 in 493 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.