1844 12th St, Clermont, FL 34711 Property Records

Lake County property record for 1844 12th St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,421 sqft · built 1967
Lot Size0.425 acres (18,523 sqft)
OwnerIndividual Name on Record
Last Sale$557,500 (Sep 2022)
Tax Bill$7,244 (2024)
Deeds & MortgagesSep 2022 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN26-22-25-0300-000-10100

Property Details

APN / Parcel Number

Primary APN26-22-25-0300-000-10100
Alternative APN
  • 1621241

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,421 sqft Living Area
1st Floor Area2,421 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area18,523 sqft (0.425 acres)
Lot Dimensions137 ft deep x 113 ft wide
Garage TypeFinished
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area339 sqft
Patio Area529 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1621241
Street Address1844 12TH ST
CityCLERMONT
StateFL
Zip34711-2947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLERMONT INDIAN HILLS BEG AT NE COR LOT 101 RUN S 13-45-0 E 15 FT S 76-15-0 W 125 FT N 13-45-0 W 122.18 FT N 76-15-0 E 149.74
Legal Range25E
Legal Township22S
Legal Section26
Legal SubdivisionCLERMONT
Legal Tract300
Legal Lot Number101
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2034
Census Tract31313

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1844 12TH ST, CLERMONT, FL 34711-2947
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Warranty Deed, Transfer · Conventional Mortgage
NFM INC
Dec 21, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleApr 8, 2014 · Amount on Record
Deed Document Number0060291699
Deed Book / Page6029 / 1699
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 23, 2022
Property Address1844 12TH ST, CLERMONT, FL 34711-2947
Document Number0060291699
Book / Page6029 / 1699
Instrument DateSep 23, 2022
Instrument2022128767
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyLANDCASTLE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,902.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13120 HAMMOCK CIR N, JACKSONVILLE, FL 32225-2604

Transferred To (Grantee/Buyer)

NameVerified Name
Address1844 12TH ST, CLERMONT, FL 34711-2947

Mortgage

Document Number0060291701
DateSep 23, 2022
Instrument6029/1701
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address1844 12TH ST, CLERMONT, FL 34711-2947
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1844 12TH ST, CLERMONT, FL 34711-2947

Mortgage

Document Number0056050669
DateDec 21, 2020
Book Page5605/669
Instrument2020143607
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$467,812 (-1.01%) Land $135,000 Building $332,812$467,812 (-1.01%) Land $135,000 Building $332,812
2024$7,244.00 (-3.13%)
2023$7,478.00 (+180.07%) Homeowner's exemption$472,585 (+143.01%)$472,585 (+53.64%) Land $240,000 Building $232,585
2022$2,670.00 Homeowner's exemption$194,470$307,585 Land $75,000 Building $232,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims4 (2017–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 35

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