1801 12th St, Clermont, FL 34711 Property Records

Lake County property record for 1801 12th St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,240 sqft · built 1980
Lot Size	0.286 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$411,000 (Mar 2022)
Tax Bill	$6,727 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-22-25-0300-000-12800`

Property Details

APN / Parcel Number

Primary APN	`26-22-25-0300-000-12800`
Alternative APN	`1621330`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,021 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1621330
Street Address	1801 12TH ST
City	CLERMONT
State	FL
Zip	34711-2948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT INDIAN HILLS LOTS 128 129 PB 8 PG 86 ORB 5918 PG 2415
Legal Range	25E
Legal Township	22S
Legal Section	26
Legal Subdivision	CLERMONT
Legal Tract	300
Legal Lot Number	128-129 129
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2038
Census Tract	31313

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11321 OSWALT RD, CLERMONT, FL 34711-6442
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Jan 7, 2016
Deed Document Number	2022037820
Deed Book / Page	5918 / 2415
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 17, 2022
Property Address	1801 12TH ST, CLERMONT, FL 34711-2948
Document Number	0059182415
Book / Page	5918 / 2415
Map Reference	MB 8 PG 86
Instrument Date	Mar 11, 2022
Instrument	2022037820
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	CONCIERGE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,877.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 7TH ST, CLERMONT, FL 34711-2145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11321 OSWALT RD, CLERMONT, FL 34711-6442

Mortgage

Document Number	0059182417
Date	Mar 17, 2022
Instrument	5918/2417

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$416,388 (+19.07%) Land $135,000 Building $281,388	$416,388 (+19.07%) Land $135,000 Building $281,388
2024	$6,727.00 (+11.01%)
2023	$6,060.00 (+167.2%)	$349,698 (+104.07%)	$349,698 (+20.71%) Land $120,000 Building $229,698
2022	$2,268.00 Homeowner's exemption	$171,360	$289,698 Land $60,000 Building $229,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35