Clay County property record for 18426 Scott Rd, Holt, MO 64048
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,649 sqft · built 2020 |
| Lot Size | 19.2 acres (839,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Dec 2017) |
| Tax Bill | $9,357 (2025) |
| Deeds & Mortgages | Mar 2019 Construction Loan Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-302-00-02-013.00 |
| Primary APN | 07-302-00-02-013.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,649 sqft Living Area |
| 1st Floor Area | 2,267 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 839,401 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 18426 SCOTT RD |
|---|---|
| City | HOLT |
| State | MO |
| Zip | 64048-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | CLIFFORD ACRES LT 2 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 01 |
| Legal Subdivision | CLIFFORD ACRES |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 21806 |
Source: Clay County records · APN 07-302-00-02-013.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18426 SCOTT RD, HOLT, MO 64048-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2019 | Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK |
| Feb 21, 2020 | Loan Modification, Mortgage · Line of Credit FARMERS ST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on Record |
| Deed Sale | Dec 15, 2017 · Amount on Record |
| Deed Document Number | 201742335 |
| Deed Book / Page | 8108 / 100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 18426 SCOTT RD, HOLT, MO 64048-8214 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005819 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 8375/167 |
| Instrument | 2019005819 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | CAMERON, MO 64429 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Dec 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 18426 SCOTT RD, HOLT, MO 64048-8214 |
| Document Number | 0000006952 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 1251 KEARNEY MO 640601251, KEARNEY, MO 64060-1251 |
| Document Number | 0000006952 |
|---|---|
| Date | Mar 05, 2020 |
| Book Page | 008620/000101 |
| Instrument | 6952 |
| Name | FARMERS ST BK |
|---|---|
| Type | Bank |
| Address | CAMERON, MO 64429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Kearney R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,357.00 (+12.22%) | $145,520 (+11.89%) | $767,767 (+12.16%) |
| 2023 | $8,338.00 | $130,060 | $684,526 |
Source: FEMA National Flood Hazard Layer as of May 10, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 4 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLAY COUNTY PWSD 3 serves 3,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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