18426 Scott Rd, Holt, MO 64048 Property Records

Clay County property record for 18426 Scott Rd, Holt, MO 64048

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 3,649 sqft · built 2020
Lot Size19.2 acres (839,401 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Dec 2017)
Tax Bill$9,357 (2025)
Deeds & MortgagesMar 2019 Construction Loan
Feb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN07-302-00-02-013.00

Property Details

APN / Parcel Number

Primary APN07-302-00-02-013.00
Alternative APNs
  • 7302000201300
  • 339148

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,649 sqft Living Area
1st Floor Area2,267 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area839,401 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address18426 SCOTT RD
CityHOLT
StateMO
Zip64048-8214
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionCLIFFORD ACRES LT 2
Legal Range31W
Legal Township53N
Legal Section01
Legal SubdivisionCLIFFORD ACRES
Legal Lot Number2
JurisdictionCLAY MO
Township / Civil DivisionKEARNEY
Census Block Group2
Census Block2020
Census Tract21806

Owner

Source: Clay County records · APN 07-302-00-02-013.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18426 SCOTT RD, HOLT, MO 64048-8214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2019Deed of Trust, Mortgage · Construction Mortgage
FARMERS STATE BANK
Feb 21, 2020Loan Modification, Mortgage · Line of Credit
FARMERS ST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2017 · Amount on Record
Deed SaleDec 15, 2017 · Amount on Record
Deed Document Number201742335
Deed Book / Page8108 / 100
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address18426 SCOTT RD, HOLT, MO 64048-8214
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005819
DateMar 13, 2019
Book Page8375/167
Instrument2019005819
Lender
NameFARMERS STATE BANK
TypeBank
AddressCAMERON, MO 64429
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2049
Interest
Rate TypeFixed Rate
Rate4.62%
Type Change DateDec 01, 2025
Change FrequencyAnnually
Min Rate At Change4.37%
Max Rate At Change6.62%
Index1-Year LIBOR
Max Rate9.62%

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY MO
Property Address18426 SCOTT RD, HOLT, MO 64048-8214
Document Number0000006952
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 1251 KEARNEY MO 640601251, KEARNEY, MO 64060-1251

Mortgage

Document Number0000006952
DateMar 05, 2020
Book Page008620/000101
Instrument6952
Lender
NameFARMERS ST BK
TypeBank
AddressCAMERON, MO 64429
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 04, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
Unified School DistrictKearney R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,357.00 (+12.22%)$145,520 (+11.89%)$767,767 (+12.16%)
2023$8,338.00$130,060$684,526

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
United Electric Cooperative
Fiber
1,000 / 1,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 4 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCLAY COUNTY PWSD 3
serves 3,447 people
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Scott Rd

Nearby Streets

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