18103 Scott Rd, Holt, MO 64048 Property Records

Clay County property record for 18103 Scott Rd, Holt, MO 64048 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,276 sqft · built 1998
Lot Size	20.2 acres (883,397 sqft)
Owner	2 Individual Names on File
Last Sale	$702,506 (Mar 2021)
Tax Bill	$5,418 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-304-00-01-005.00`

Property Details

APN / Parcel Number

Primary APN	`07-304-00-01-005.00`
Alternative APNs	`0730400010050001` `7304000100500` `296620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,276 sqft Living Area
Gross Area	5,370 sqft
1st Floor Area	2,276 sqft
Basement Area	2,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	883,397 sqft
Lot Dimensions	1,574 ft deep x 558 ft wide
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Deck Area	220 sqft
Patio Area	640 sqft
Shed	1 Shed
Shed Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	18103 SCOTT RD
City	HOLT
State	MO
Zip	64048-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKWOOD ESTATES LT 2
Legal Range	31W
Legal Township	53N
Legal Section	12
Legal Subdivision	CREEKWOOD ESTATES
Legal Lot Number	2
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	2
Census Block	2021
Census Tract	21806

Owner

Source: Clay County records · APN 07-304-00-01-005.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18103 SCOTT RD, HOLT, MO 64048-8205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit EVERETT FINANCIAL INC
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Mar 09, 2021	Warranty Deed, Transfer THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2021 · Amount on Record
Deed Sale	Mar 09, 2021 · Amount on Record
Prior Sale	Jan 22, 2007
Deed Document Number	202110063
Deed Book / Page	8985 / 106
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	18103 SCOTT RD, HOLT, MO 64048-8205
Transaction Type	Mortgage
Record Updated	Feb 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18103 SCOTT RD, HOLT, MO 64048-8205

Mortgage

Document Number	0000002549
Date	Jan 29, 2026
Book Page	10097/119
Instrument	2026002549

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	HOLT, MO 64048

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	18103 SCOTT RD, HOLT, MO 64048-8205
Transaction Type	Mortgage
Record Updated	Nov 07, 2023
Title Company	AUSTIN TITLE, ATC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010369
Date	Mar 11, 2021
Book Page	8987/128
Instrument	2021010369

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	18103 SCOTT RD, HOLT, MO 64048-8205
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001571
Date	Jan 15, 2020
Book Page	8588/015
Instrument	2020001571

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Mar 09, 2021
Property Address	18103 SCOTT RD, HOLT, MO 64048-8205
Document Number	0000010063
Book / Page	8985 / 106
Instrument Date	Mar 08, 2021
Instrument	2021010063
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18103 SCOTT RD, HOLT, MO 64048-8205

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,418.00 (+11.57%)	$84,270 (+11.25%)	$443,526 (+11.25%)
2023	$4,856.00 (+12.9%)	$75,750	$398,684
2019	$4,301.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470218062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of Missouri
Wildfire Likelihood	About 1 in 893 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
United Electric Cooperative	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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