18422 Rd L, Ottawa, OH 45875 Property Records

Putnam County property record for 18422 Rd L, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,190 sqft · built 1984
Lot Size	9.97 acres (434,685 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (May 2012)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-035050.0200`

Property Details

APN / Parcel Number

Primary APN	`09-035050.0200`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	952 sqft
Attic	Attic
Attic Area	952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	434,685 sqft (9.97 acres)
Garage Area	1,584 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	18422 ROAD L
City	OTTAWA
State	OH
Zip	45875-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 30 PAR 2 WPT SW SE
Legal Range	6E
Legal Township	1N
Legal Section	30
Jurisdiction	PUTNAM OH
Township / Civil Division	GREENSBURG
Census Block Group	4
Census Block	4146
Census Tract	30200

Owner

18422 Rd L is owned and occupied by two individuals who bought it in May 2012.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18422 ROAD L, OTTAWA, OH 45875-8411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARTNERS 1ST FCU
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit PARTNERS 1ST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2012 · Amount on File
Deed Sale	May 29, 2012 · Amount on File
Prior Sale	Jul 11, 2011 · Amount on File
Deed Document Number	20123190
Deed Book / Page	638 / 779
Prior Transfer Date	Jul 14, 2005
Prior Transfer Doc	00558/1782
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	18422 ROAD L, OTTAWA, OH 45875-8411
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00756/2418
Date	Jun 7, 2023
Book Page	756/2418
Instrument	202300001956

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 7, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	18422 ROAD L, OTTAWA, OH 45875-8411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	722/1148
Date	Jul 8, 2020
Book Page	722/1148
Instrument	202000003138

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18422 Rd L was $1,924 with a homeowner's exemption, up 7.1% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Greensburg Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00 (+7.07%) Homeowner's exemption	$55,140 (-) Land $21,740 Building $33,400	$157,540 Land $62,110 Building $95,430
2024	$1,797.00 (-3.44%) Homeowner's exemption	$55,140 (+41.64%) Land $21,740 Building $33,400
2023	$1,861.00 (+26.68%) Homeowner's exemption Additional exemption filed	$38,930 (-) Land $15,050 Building $23,880	$157,540 Land $62,110 Building $95,430
2022	$1,469.00 Homeowner's exemption	$38,930 Land $15,050 Building $23,880
2020			$111,230 Land $43,000 Building $68,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18422 Rd L in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18422 Rd L is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link.

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