18069 Rd L, Ottawa, OH 45875 Property Records

Putnam County property record for 18069 Rd L, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,352 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Sep 2013)
Tax Bill	$4,099 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-027090.0300`

Property Details

APN / Parcel Number

Primary APN	`53-027090.0300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	2,352 sqft
Basement Area	2,352 sqft
Unfinished Basement	2,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	18069 ROAD L
City	OTTAWA
State	OH
Zip	45875-9456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 31 PAR 13 NEPT NE
Legal Range	6E
Legal Township	1N
Legal Section	31
Legal Subdivision	DAVID REICHART PLATTING
Jurisdiction	PUTNAM OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1001
Census Tract	30600

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18069 ROAD L, OTTAWA, OH 45875-9456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 4, 2018	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2013 · Amount on Record
Deed Sale	Sep 20, 2013 · Amount on Record
Prior Sale	May 8, 2009 · Amount on Record
Deed Document Number	20134782
Deed Book / Page	654 / 656
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	18069 ROAD L, OTTAWA, OH 45875-9456
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18069 ROAD L, OTTAWA, OH 45875-9456

Mortgage

Document Number	000781/526
Date	Nov 7, 2025
Book Page	781/526
Instrument	202500004958

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	18069 ROAD L, OTTAWA, OH 45875-9456
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	729/558
Date	Dec 30, 2020
Book Page	729/558
Instrument	202000006722

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	18069 ROAD L, OTTAWA, OH 45875-9456
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	703/1623
Date	Oct 4, 2018
Book Page	703/1623
Instrument	201800004587

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Union Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,099.00 (+4.01%) Homeowner's exemption	$137,200 (-) Land $6,320 Building $130,880	$392,000 (-) Land $18,060 Building $373,940
2024	$3,941.00 (-7.99%) Homeowner's exemption	$137,200 (+31.95%) Land $6,320 Building $130,880
2023	$4,283.00 (+19.4%) Homeowner's exemption Additional exemption filed	$103,980 (-) Land $4,990 Building $98,990	$392,000 (+31.95%) Land $18,060 Building $373,940
2022	$3,587.00	$103,980 Land $4,990 Building $98,990
2020			$297,090 Land $14,260 Building $282,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2015)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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