Monroe County property record for 1842 E Smithville Rd, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 728 sqft · built 1899 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $177,000 (May 2023) |
| Tax Bill | $773 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Feb 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-05650-00 |
| Primary APN | 004-05650-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 004-05650-00 |
|---|---|
| Street Address | 1842 E SMITHVILLE RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-9295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | 004-05650-00 SMITHVILLE LOTS 37 & 38 |
| Legal Subdivision | TOWN SMITHVILLE |
| Legal Lot Number | 37-38 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1501 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1842 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2023 | Deed of Trust, Mortgage · VA Mortgage CITIZENS BANK NA |
| Feb 10, 2021 | Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU |
| Dec 13, 2018 | Deed of Trust, Mortgage · ARM INDIANA UNIVERSITY CU |
| May 5, 2023 | Warranty Deed, Transfer |
| Nov 22, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU |
| May 3, 2017 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on Record |
| Deed Sale | May 5, 2023 · Amount on Record |
| Prior Sale | Nov 22, 2017 · Amount on Record |
| Deed Document Number | 202348890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1842 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1347 W ALLEN ST, BLOOMINGTON, IN 47403-2952 |
| Document Number | 2023004745 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 2023004745 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1842 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021002608 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021002608 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1842 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018016619 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 2018016619 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IN 47402 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jan 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 5, 2023 |
| Property Address | 1842 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295 |
| Document Number | 2023004744 |
| Instrument Date | May 4, 2023 |
| Instrument | 2023004744 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 1842 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Nov 22, 2017 |
| Property Address | 1842 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295 |
| Document Number | 2017016379 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 2017016379 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | TITLE365 COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Name | Verified Name |
|---|---|
| Address | 4598 W POPCORN RD, SPRINGVILLE, IN 47462-9403 |
| Document Number | 2017016382 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 2017016382 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2032 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 3, 2017 |
| Property Address | 1842 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295 |
| Document Number | 2017005736 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2017005736 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Investor | Possibly a Property Investor |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Clear Creek Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $773.00 (-2.52%) | $133,000 (+8.39%) Land $32,600 Building $100,400 | $133,000 (+8.39%) Land $32,600 Building $100,400 |
| 2024 | $793.00 (+201.52%) | ||
| 2023 | $122,700 (+57.71%) Land $26,100 Building $96,600 | $122,700 (+57.71%) Land $26,100 Building $96,600 | |
| 2022 | $263.00 | $77,800 Land $22,800 Building $55,000 | $77,800 Land $22,800 Building $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007 |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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