1778 E Smithville Rd, Bloomington, IN 47401 Property Records

Monroe County property record for 1778 E Smithville Rd, Bloomington, IN 47401 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,884 sqft · built 1950
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (May 2023)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-03470-00`

Property Details

APN / Parcel Number

Primary APN	`004-03470-00`
Alternative APN	`53-11-03-300-029.000-006`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
1st Floor Area	1,884 sqft
Basement Area	1,020 sqft
Finished Basement	1,020 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Lean-To	160 sqft
Poultry House	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004-03470-00
Street Address	1778 E SMITHVILLE RD
City	BLOOMINGTON
State	IN
Zip	47401-9295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	004-03470-00 EVERETT TRACT 2
Legal Subdivision	EVERTT ADMINISTRATIVE TYPE E
Legal Tract	2
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2020
Census Tract	1501

Owner

Source: Monroe County records · APN 004-03470-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1778 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2018	Deed of Trust, Mortgage · Line of Credit THE PEOPLES STATE BANK
Dec 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK
Sep 29, 2020	Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC
Jul 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	202349066
Prior Transfer Date	Jun 29, 2017
Prior Transfer Doc	2017009844
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1778 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1778 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295

Mortgage

Document Number	2018014677
Date	Oct 30, 2018
Instrument	2018014677

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	BLOOMINGTON, IN 47408

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Jul 29, 2019

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1778 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018017267
Date	Dec 28, 2018
Instrument	2018017267

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 29, 2020
Property Address	1778 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
Document Number	2020015923
Map Reference	CAB D ENV 161
Instrument Date	Sep 25, 2020
Instrument	2020015923
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1778 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295

Mortgage

Document Number	2020015924
Date	Sep 29, 2020
Instrument	2020015924

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Jul 17, 2017
Property Address	1778 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
Document Number	2017009844
Instrument Date	Jun 29, 2017
Instrument	2017009844
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1778 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,210.00 (-6.2%)	$308,000 (+5.23%) Land $50,000 Building $258,000	$308,000 (+5.23%) Land $50,000 Building $258,000
2024	$2,356.00 (+12.24%)
2023		$292,700 (+6.75%) Land $40,000 Building $252,700	$292,700 (+6.75%) Land $40,000 Building $252,700
2022	$2,099.00	$274,200 Land $40,000 Building $234,200	$274,200 Land $40,000 Building $234,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050015012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002, rainfall accumulation, Severe Storms, Tornadoes And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 73% of Indiana
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Smithville Holding Company	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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