18412 Dutchess Dr, Olney, MD 20832 Property Records

Montgomery County property record for 18412 Dutchess Dr, Olney, MD 20832

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,646 sqft · built 1972
Lot Size	0.422 acres (18,389 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Jun 2025)
Tax Bill	$6,151 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00765090`

Property Details

APN / Parcel Number

Primary APN	`08-00765090`
Alternative APN	`00765090`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,646 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,134 sqft
Finished Basement	1,134 sqft
Utility Area	44 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,389 sqft (0.422 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	324 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00765090
Street Address	18412 DUTCHESS DR
City	OLNEY
State	MD
Zip	20832-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	OLNEY SQUARE
Legal Subdivision	OLNEY SQUARE
Legal Block	A
Legal Lot Number	58
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	2
Census Block	2001
Census Tract	701312

Owner

18412 Dutchess Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18412 DUTCHESS DR, OLNEY, MD 20832-1726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Oct 18, 2017	Deed of Trust, Mortgage · VA Mortgage MAJESTIC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on File
Deed Sale	Jun 11, 2025 · Amount on File
Prior Sale	Mar 25, 2005 · Amount on File
Deed Book / Page	69272 / 408
Prior Transfer Date	Aug 11, 2024
Prior Transfer Doc	0683000385
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 10, 2026
Property Address	18412 DUTCHESS DR, OLNEY, MD 20832-1726
Document Number	7035000273
Book / Page	70351 / 273
Instrument Date	Mar 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18412 DUTCHESS DR, OLNEY, MD 20832-1726

Mortgage

Document Number	7035000273,
Date	Apr 10, 2026
Book Page	70351/273

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18412 DUTCHESS DR, OLNEY, MD 20832-1726
Document Number	0552630113
Book / Page	055263 / 000113
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18412 DUTCHESS DR OLNEY MD 208321726, OLNEY, MD 20832-1726

Mortgage

Document Number	0552630113
Date	Nov 22, 2017
Book Page	055263/000113

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	ONTARIO, CA 91761

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18412 Dutchess Dr was $6,151, down 4.1% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,700 (+8.88%)	$685,900 (+26.64%) Land $300,700 Building $385,200
2025	$6,151.00 (-4.13%)	$541,600 Land $286,400 Building $255,200	$541,600 Land $286,400 Building $255,200
2024	$6,416.00
2023		$483,533	$541,600 Land $286,400 Building $255,200
2022	$4,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18412 Dutchess Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18412 Dutchess Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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