Montgomery County property record for 18404 Dutchess Dr, Olney, MD 20832
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,748 sqft · built 1972 |
| Lot Size | 0.234 acres (10,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $635,000 (Aug 2021) |
| Tax Bill | $7,385 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jan 2017 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00765077 |
| Primary APN | 08-00765077 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Utility Area | 44 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,178 sqft (0.234 acres) |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00765077 |
|---|---|
| Street Address | 18404 DUTCHESS DR |
| City | OLNEY |
| State | MD |
| Zip | 20832-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | OLNEY SQUARE |
| Legal Subdivision | OLNEY SQUARE |
| Legal Block | A |
| Legal Lot Number | 56 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 701312 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18404 DUTCHESS DR, OLNEY, MD 20832-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 12, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Sep 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Feb 8, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Aug 23, 2021 | Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 10, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Apr 10, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Mar 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on Record |
| Deed Sale | Aug 23, 2021 · Amount on Record |
| Prior Sale | Dec 21, 1993 · Amount on Record |
| Deed Book / Page | 63812 / 468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18404 DUTCHESS DR, OLNEY, MD 20832-1726 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 18404 DUTCHESS DR, OLNEY, MD 20832-1726 |
| Document Number | 0677620429 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 67762/429 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18404 DUTCHESS DR, OLNEY, MD 20832-1726 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0535580484 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 53558/484 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18404 DUTCHESS DR, OLNEY, MD 20832-1726 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0565910343 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 56591/343 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18404 DUTCHESS DR, OLNEY, MD 20832-1726 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0618090307 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 61809/307 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 23, 2021 |
| Property Address | 18404 DUTCHESS DR, OLNEY, MD 20832-1726 |
| Document Number | 0638120468 |
| Book / Page | 63812 / 468 |
| Map Reference | MB 90 PL 9720 |
| Instrument Date | Jul 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | ANSWER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52 SMOKEWOOD DR, 52, PALMYRA, VA 22963-2828 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18404 DUTCHESS DR, OLNEY, MD 20832-1726 |
| Document Number | 63812482 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 63812/482 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18404 DUTCHESS DR, OLNEY, MD 20832-1726 |
| Document Number | 0589720132 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18404 DUTCHESS DR OLNEY MD 208321726, OLNEY, MD 20832-1726 |
| Document Number | 0589720132 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 058972/000132 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18404 DUTCHESS DR, OLNEY, MD 20832-1726 |
| Document Number | 0574600274 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2019 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18404 DUTCHESS DR OLNEY MD 208321726, OLNEY, MD 20832-1726 |
| Document Number | 0574600274 |
|---|---|
| Date | Apr 19, 2019 |
| Book Page | 057460/000274 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18404 DUTCHESS DR, OLNEY, MD 20832-1726 |
| Document Number | 0542290116 |
| Book / Page | 054229 / 000116 |
| Instrument Date | Mar 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18404 DUTCHESS DR OLNEY MD 208321726, OLNEY, MD 20832-1726 |
| Document Number | 0542290116 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 054229/000116 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 2, 2037 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $613,733 (+3.13%) | $651,000 (+9.39%) Land $275,600 Building $375,400 | |
| 2025 | $7,385.00 (+71.11%) | $595,100 (+24.94%) Land $262,500 Building $332,600 | $595,100 (-) Land $262,500 Building $332,600 |
| 2023 | $476,300 | $595,100 Land $262,500 Building $332,600 | |
| 2022 | $4,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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