Oakland County property record for 1841 E Troy St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,001 sqft · built 1925 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Nov 2023) |
| Tax Bill | $5,975 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-35-201-038 |
| Primary APN | 24-25-35-201-038 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,001 sqft Living Area |
| 1st Floor Area | 1,001 sqft |
| Basement Area | 1,001 sqft |
| Unfinished Basement | 1,001 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 105 ft deep x 40 ft wide |
| Garage Area | 257 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 369 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1841 E TROY ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 35 MAYFIELD GARDENS SUB LOTS 21 & 22, ALSO S 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 35 |
| Legal Subdivision | MAYFIELD GARDENS SUB |
| Legal Lot Number | 21-22 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 173600 |
Source: Oakland County records · APN 24-25-35-201-038
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1841 E TROY ST, FERNDALE, MI 48220-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN LEGACY CU |
| Aug 08, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 28, 2020 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2023 · Amount on Record |
| Deed Sale | Nov 15, 2023 · Amount on Record |
| Prior Sale | Jul 28, 2020 · Amount on Record |
| Deed Document Number | 2023124780 |
| Deed Book / Page | 59006 / 859 |
| Prior Transfer Date | Jan 27, 2005 |
| Prior Transfer Doc | 0000040479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 15, 2023 |
| Property Address | 1841 E TROY ST, FERNDALE, MI 48220-2016 |
| Document Number | 0000124780 |
| Book / Page | 59006 / 859 |
| Map Reference | LB 25 PG 25 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 124780 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2023 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1841 E TROY ST, FERNDALE, MI 48220-2016 |
| Name | Verified Name |
|---|---|
| Address | 1841 E TROY ST, FERNDALE, MI 48220-2016 |
| Document Number | 0000126517 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 59016/335 |
| Instrument | 126517 |
| Name | MICHIGAN LEGACY CU |
|---|---|
| Type | Credit Union |
| Address | WYANDOTTE, MI 48192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1841 E TROY ST, FERNDALE, MI 48220-2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000127534 |
|---|---|
| Date | Aug 08, 2019 |
| Book Page | 53117/00699 |
| Instrument | 127534 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 28, 2020 |
| Property Address | 1841 E TROY ST, FERNDALE, MI 48220-2016 |
| Document Number | 0000147779 |
| Book / Page | 54569 / 890 |
| Map Reference | LB 25 PG 25 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 147779 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1841 E TROY ST, 1841, FERNDALE, MI 48220-2016 |
| Name | Verified Name |
|---|---|
| Address | 1841 E TROY ST, FERNDALE, MI 48220-2016 |
| Document Number | 0000545701 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 54570/1 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Hazel Park City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,975.00 (-6.66%) Homeowner's exemption | $114,090 (+12.78%) | $228,180 (+12.78%) |
| 2024 | $6,401.00 (+30.15%) | ||
| 2023 | $101,160 | $202,320 | |
| 2021 | $4,918.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251736001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 722 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0002280, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures