Oakland County property record for 1840 E Troy St, Ferndale, MI 48220 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,597 sqft · built 2017 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Nov 2016) |
| Tax Bill | $8,054 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-35-203-005 |
| Primary APN | 24-25-35-203-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,597 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,487 sqft (0.103 acres) |
| Lot Dimensions | 112 ft deep x 40 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 145 sqft |
| Patio Area | 83 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1840 E TROY ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T1N, R11E, SEC 35 MAYFIELD GARDENS SUB LOT 27, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 35 |
| Legal Subdivision | MAYFIELD GARDENS SUB |
| Legal Lot Number | 27 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 173600 |
Source: Oakland County records · APN 24-25-35-203-005
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1840 E TROY ST, FERNDALE, MI 48220-2069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 17, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2016 · Amount on Record |
| Deed Sale | Nov 18, 2016 · Amount on Record |
| Prior Sale | Dec 11, 2015 · Amount on Record |
| Deed Document Number | 2016221539 |
| Deed Book / Page | 50090 / 616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1840 E TROY ST, FERNDALE, MI 48220-2069 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000048641 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 51673/00675 |
| Instrument | 48641 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1840 E TROY ST, FERNDALE, MI 48220-2069 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1840 E TROY ST, FERNDALE, MI 48220-2069 |
| Document Number | 0000246555 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 57011/575 |
| Instrument | 246555 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1840 E TROY ST, FERNDALE, MI 48220-2069 |
| Document Number | 0000022047 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1840 E TROY ST FERNDALE MI 482202069, FERNDALE, MI 48220-2069 |
| Document Number | 0000022047 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 053777/000001 |
| Instrument | 22047 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 28, 2050 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Hazel Park City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,054.00 (-2.67%) Homeowner's exemption | $225,040 (+9.7%) | $450,080 (+9.7%) |
| 2024 | $8,275.00 (-2%) | ||
| 2023 | $205,140 | $410,280 | |
| 2021 | $8,444.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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