San Joaquin County property record for 18409 Pilot Ct, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,568 sqft · built 2015 |
| Lot Size | 0.127 acres (5,536 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Apr 2019) |
| Tax Bill | $9,977 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 213-430-200-000 |
| Primary APN | 213-430-200-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,568 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,536 sqft (0.127 acres) |
| Garage Type | Mixed |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 18409 PILOT CT |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-8588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-FM POR OF 213-310-21 PER RIVER ISLANDS VILLAGE |
| Legal Subdivision | 3796 RIVER ISLANDS-VLG 12 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1084 |
| Census Tract | 5214 |
Source: San Joaquin County records · APN 213-430-200-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 18409 PILOT CT, LATHROP, CA 95330-8588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EXCEL MORGAGE SERVICES |
| Apr 09, 2019 | Grant Deed, Transfer · Conventional Mortgage EXCEL MORTGAGE SERVICING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 09, 2019 · Amount on Record |
| Deed Sale | Apr 09, 2019 · Amount on Record |
| Prior Sale | Nov 20, 2015 · Amount on Record |
| Deed Document Number | 2019-035086 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 18409 PILOT CT, LATHROP, CA 95330-8588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 18409 PILOT CT, LATHROP, CA 95330-8588 |
| Document Number | 0000011812 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022-011812 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 18409 PILOT CT, LATHROP, CA 95330-8588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|
| Document Number | 0000034321 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2020-034321 |
| Name | EXCEL MORGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | PLEASANTON, CA 94588 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 09, 2019 |
| Property Address | 18409 PILOT CT, LATHROP, CA 95330-8588 |
| Document Number | 0000035086 |
| Map Reference | MB 42 PG 30 |
| Instrument Date | Apr 03, 2019 |
| Instrument | 2019-035086 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 18409 PILOT CT, LATHROP, CA 95330-8588 |
| Document Number | 0000035087 |
|---|---|
| Date | Apr 09, 2019 |
| Instrument | 2019-035087 |
| Name | EXCEL MORTGAGE SERVICING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,977.00 (+4.59%) | $574,488 (+4.04%) Land $133,860 Building $440,628 |
| 2023 | $9,539.00 (+1.98%) | $552,182 Land $128,663 Building $423,519 |
| 2022 | $9,354.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 200 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, UnWired Broadband Holding, Verizon.
Based on FCC filings for 577 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LATHROP serves 38,596 people |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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