18400 Pilot Ct, Lathrop, CA 95330 Property Records

San Joaquin County property record for 18400 Pilot Ct, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,304 sqft · built 2015
Lot Size	0.126 acres (5,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,500 (Oct 2015)
Tax Bill	$8,806 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`213-430-190-000`

Property Details

APN / Parcel Number

Primary APN	`213-430-190-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,304 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Other
Construction Type	Wood
Lot Area	5,520 sqft (0.126 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	18400 PILOT CT
City	LATHROP
State	CA
Zip	95330-8588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM POR OF 213-310-21 PER RIVER ISLANDS VILLAGE
Legal Subdivision	3796 RIVER ISLANDS VILLAGE 12
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1084
Census Tract	5214

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18400 PILOT CT, LATHROP, CA 95330-8588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit UNIFY FINANCIAL FCU
Jan 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2015 · Amount on Record
Deed Sale	Oct 9, 2015 · Amount on Record
Prior Sale	Oct 9, 2015
Deed Document Number	2015-122060
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	18400 PILOT CT, LATHROP, CA 95330-8588
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18400 PILOT CT, LATHROP, CA 95330-8588

Mortgage

Document Number	0000082949
Date	Jul 7, 2022
Instrument	2022-082949

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	18400 PILOT CT, LATHROP, CA 95330-8588
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008495
Date	Jan 25, 2018
Instrument	2018-008495

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,806.00 (+4.65%)	$484,379 (+4.04%) Land $169,531 Building $314,848
2023	$8,415.00 (+2.02%)	$465,572 Land $162,949 Building $302,623
2022	$8,248.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, unWired Broadband, Verizon.

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