Le Flore County property record for 18408 Crossroads, Spiro, OK 74959
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 2007 |
| Lot Size | 17.9 acres (783,209 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,467 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16695 |
| Primary APN | 16695 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Manufactured |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 783,209 sqft (17.9 acres) |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Pool Area | 396 sqft |
|---|---|
| Pool House | 192 sqft |
| Porch | Slab |
| Porch Area | 1,216 sqft |
| Patio Area | 80 sqft |
| Storage Building | 144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16695 |
|---|---|
| Street Address | 18408 CROSSROADS |
| City | SPIRO |
| State | OK |
| Zip | 74959-4082 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 8 TWP 9N RNG 26E PT W1/2 SW SE BEG NW COR S1110 E420 S210 E240 N1320 W660 POB B958 P648 B1259 P56 B2103 P629 |
| Legal Range | 26E |
| Legal Township | 09N |
| Legal Section | 08 |
| Jurisdiction | LE FLORE OK |
| Township / Civil Division | SPIRO |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 40303 |
18408 Crossroads, a mobile home, is owned and occupied by an individual.
Source: Le Flore County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18408 CROSSROADS, SPIRO, OK 74959-4082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Closed-End Mortgage THE COMMUNITY STATE BANK |
| Aug 8, 2023 | Deed of Trust, Mortgage · Construction Mortgage THE COMMUNITY STATE BANK |
| Sep 12, 2019 | Loan Modification, Mortgage · Conventional Mortgage CENTRAL NAT'L BK POTEAU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LE FLORE OK |
| Property Address | 18408 CROSSROADS, SPIRO, OK 74959-4082 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18408 CROSSROADS, SPIRO, OK 74959-4082 |
| Document Number | 0023460530 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 2346/530 |
| Instrument | 2136 |
| Name | THE COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Address | POTEAU, OK 74953 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 16, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LE FLORE OK |
| Property Address | 18408 CROSSROADS, SPIRO, OK 74959-4082 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | RR 2 BOX 444, SPIRO, OK 74959 |
| Document Number | 0022310889 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 2231/889 |
| Instrument | 5687 |
| Name | THE COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Address | POTEAU, OK 74953 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LE FLORE OK |
| Property Address | 18408 CROSSROADS, SPIRO, OK 74959-4082 |
| Document Number | 0020830960 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 18408 CROSSROADS SPIRO OK 749594082, SPIRO, OK 74959-4082 |
| Document Number | 0020830960 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 002083/000960 |
| Instrument | 6407 |
| Name | CENTRAL NAT'L BK POTEAU |
|---|---|
| Type | Bank |
| Address | POTEAU, OK 74953-0340 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Sep 12, 2026 |
The 2025 property tax bill for 18408 Crossroads was $1,467.
Source: Le Flore County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Le Flore County |
| Unified School District | Spiro Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,357 (+5%) Land $3,357 Building $14,000 | $157,789 (-34.05%) Land $30,520 Building $127,269 | |
| 2025 | $1,467.00 | $16,530 Land $3,197 Building $13,333 | $239,263 Land $89,900 Building $149,363 |
| 2023 | $1,363.00 | $14,993 Land $3,045 Building $11,948 | $136,305 Land $27,682 Building $108,623 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18408 Crossroads in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18408 Crossroads is high, ranking above 85% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 72% of Oklahoma |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPIRO EAST WATER ASSOCIATION serves 1,817 people · EPA ID OK3004005 |
|---|---|
| Water Source | Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
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