18249 Crossroads, Spiro, OK 74959 Property Records

Le Flore County property record for 18249 Crossroads, Spiro, OK 74959

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,156 sqft · built 2007
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on Record
Tax Bill$631 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN16720

Property Details

APN / Parcel Number

Primary APN16720
Alternative APN
  • 0000-08-09N-26E-0-045-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,156 sqft Living Area
1st Floor Area2,156 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area30,056 sqft (0.69 acres)
Garage TypeDetached
Garage Area600 sqft

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area252 sqft
Deck Area540 sqft
Patio Area252 sqft
Shed1 Shed
Shed Area96 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number16720
Street Address18249 CROSSROADS
CitySPIRO
StateOK
Zip74959-4079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 8 TWP 9N RNG 26E PT SW SE SE BEG 809.21E & 50N SW COR SE SW SE N202 W150 S202 E150 POB DD B1530 P574 B1669 P440 B1989 P57
Legal Range26E
Legal Township09N
Legal Section08
JurisdictionLE FLORE OK
Township / Civil DivisionSPIRO
Census Block Group3
Census Block3022
Census Tract40303

Owner

Source: Le Flore County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18249 CROSSROADS, SPIRO, OK 74959-4079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jan 24, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2007
Deed SaleOct 15, 2007
Deed Document Number200710768
Deed Book / Page1669 / 440
Prior Transfer DateAug 24, 2007
Prior Transfer Doc0016690437
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE FLORE OK
Property Address18249 CROSSROADS, SPIRO, OK 74959-4079
Transaction TypeMortgage
Record UpdatedOct 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address18249 CROSSROADS, SPIRO, OK 74959-4079

Mortgage

Document Number0023240287
DateSep 30, 2025
Book Page2324/287
Instrument7092
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term231 Months
DueDec 1, 2044

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE FLORE OK
Property Address18249 CROSSROADS, SPIRO, OK 74959-4079
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address18249 CROSSROADS, SPIRO, OK 74959-4079

Mortgage

Document Number0022120692
DateJan 24, 2023
Book Page2212/692
Instrument543
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term263 Months
DueDec 1, 2044

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyLe Flore County
Unified School DistrictSpiro Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,356 (+2.97%) Land $513 Building $7,843$75,975 (-63.94%) Land $4,668 Building $71,307
2025$631.00 (+4.3%) Homeowner's exemption$8,115 (+6.11%) Land $499 Building $7,616$210,691 (+203.02%) Land $15,000 Building $195,691
2023$605.00 Homeowner's exemption$7,648 Land $484 Building $7,164$69,530 Land $4,400 Building $65,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 64% of Oklahoma
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPIRO EAST WATER ASSOCIATION
serves 1,817 people · EPA ID OK3004005
Water SourcePurchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jul 2025
Haloacetic acids
not recorded as resolved · Jul 2025
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wave Rural Connect
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35

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