18406 Cherry Laurel Ln, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 18406 Cherry Laurel Ln, Gaithersburg, MD 20879

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,130 sqft · built 1991
Lot Size	0.043 acres (1,889 sqft)
Owner	Individual Name on File
Last Sale	$385,500 (Jan 2021)
Tax Bill	$4,536 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02812386`

Property Details

APN / Parcel Number

Primary APN	`09-02812386`
Alternative APN	`02812386`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,130 sqft Living Area
1st Floor Area	802 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,889 sqft (0.043 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02812386
Street Address	18406 CHERRY LAUREL LN
City	GAITHERSBURG
State	MD
Zip	20879-5375
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PNZ
Legal Description	FLOWER HILL
Legal Subdivision	FLOWER HILL
Legal Block	CC
Legal Lot Number	4
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1007
Census Tract	700730

Owner

18406 Cherry Laurel Ln, a townhouse, is owned and occupied by an individual who bought it in January 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	18406 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jan 11, 2021	Deed, Transfer · Conventional Mortgage GREENWAY FUNDING GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	Jul 12, 2013 · Amount on File
Deed Book / Page	61582 / 12
Prior Transfer Date	Nov 22, 2011
Prior Transfer Doc	0428110150
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18406 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5375
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0593570001
Date	Apr 10, 2020
Book Page	59357/1

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 11, 2021
Property Address	18406 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5375
Document Number	0615820012
Book / Page	61582 / 12
Map Reference	MB 151 PL 17217
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	AVALON SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,818.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	18406 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5375

Mortgage

Document Number	6158220
Date	Jan 11, 2021
Instrument	61582/20

Lender

Name	GREENWAY FUNDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18406 Cherry Laurel Ln was $4,536, down 7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,800 (+5.64%) Land $150,000 Building $289,800	$439,800 (-) Land $150,000 Building $289,800
2025	$4,536.00 (-6.99%)	$416,300	$439,800 Land $150,000 Building $289,800
2024	$4,877.00
2023		$369,300 (+4.11%) Land $150,000 Building $219,300	$369,300 (-) Land $150,000 Building $219,300
2022	$3,550.00 Homeowner's exemption	$354,733	$369,300 Land $150,000 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18406 Cherry Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18406 Cherry Laurel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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