18403 Cherry Laurel Ln, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 18403 Cherry Laurel Ln, Gaithersburg, MD 20879

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,930 sqft · built 1992
Lot Size0.051 acres (2,237 sqft)
Owner2 Individual Names on File
Last Sale$171,000 (Jul 2000)
Tax Bill$4,864 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-02812227

Property Details

APN / Parcel Number

Primary APN09-02812227
Alternative APN
  • 02812227

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,930 sqft Living Area
1st Floor Area802 sqft
Basement Area350 sqft
Finished Basement350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,237 sqft (0.051 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02812227
Street Address18403 CHERRY LAUREL LN
CityGAITHERSBURG
StateMD
Zip20879-5346
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePNZ
Legal DescriptionFLOWER HILL
Legal SubdivisionFLOWER HILL
Legal BlockY
Legal Lot Number2
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group1
Census Block1005
Census Tract700730

Owner

18403 Cherry Laurel Ln, a townhouse, is owned and occupied by two individuals who bought it in July 2000.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address18403 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5346
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2000 · Amount on File
Deed SaleJul 7, 2000 · Amount on File
Deed Document Number2000183563
Deed Book / Page18220 / 484
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18403 CHERRY LAUREL LN, GAITHERSBURG, MD 20879-5346
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyFREESTATE TITLE CNSLTS LLC, FREESTATE TTL CONSULTANTS LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address10843 PITCH CIR, MONROVIA, MD 21770-6057

Mortgage

Document Number0621230246
DateMar 9, 2021
Book Page62123/246
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 18403 Cherry Laurel Ln was $4,864.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$405,700 (+5.47%) Land $150,000 Building $255,700$405,700 (-) Land $150,000 Building $255,700
2025$4,864.00$384,667$405,700 Land $150,000 Building $255,700
2023$342,600 Land $150,000 Building $192,600$342,600 Land $150,000 Building $192,600
2022$3,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18403 Cherry Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18403 Cherry Laurel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: T-Mobile.

Nearby Properties on Cherry Laurel Ln

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