1840 Arcadia Loop, Kerrville, TX 78028 Property Records

Kerr County property record for 1840 Arcadia Loop, Kerrville, TX 78028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,618 sqft · built 1984
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (Mar 2008)
Tax Bill	$4,285 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0225-0123-028000`

Property Details

APN / Parcel Number

Primary APN	`0225-0123-028000`
Alternative APN	`15301`

Interior

Full Baths	1 Bath
Building Area	1,618 sqft Living Area
Gross Area	2,961 sqft
1st Floor Area	1,618 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Foundation Type	Slab (Mat/Raft)
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Carport
Garage Area	548 sqft
Carport	Carport
Carport Area	548 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	139 sqft
Shed	1 Shed

Location & Zoning

Account Number	0225-0123-028000
Street Address	1840 ARCADIA LOOP
City	KERRVILLE
State	TX
Zip	78028-7148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0225 LARA, SUR 123,ACRES 1.09
Legal Subdivision	LARA, SUR 123
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	1
Census Block	1000
Census Tract	960404

Owner

1840 Arcadia Loop is owned and occupied by two individuals who acquired it in July 2015.

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1840 ARCADIA LOOP, KERRVILLE, TX 78028-7148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2008 · Amount on File
Deed Sale	Mar 10, 2008 · Amount on File
Deed Document Number	20081812
Deed Book / Page	1662 / 807
Last Transfer Date	Jul 2, 2015
Transfer Doc	0000004412
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	1840 ARCADIA LOOP, KERRVILLE, TX 78028-7148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20008525
Date	Nov 10, 2020
Instrument	20-008525

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank
Address	LINCOLN, NE 68502

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Municipality	Kerrville City
Unified School District	Kerrville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,285.00	$236,580 (+1%)	$280,584 (-) Land $65,400 Building $215,184
2025		$215,073 (-3.67%) Land $65,400 Building $215,184	$280,584 (+25.67%) Land $65,400 Building $215,184
2023	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$223,269 Land $65,400 Building $157,869	$223,269 Land $65,400 Building $157,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1840 Arcadia Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2025)
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1840 Arcadia Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERRVILLE serves 30,530 people · EPA ID TX1330001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2016
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless · Fiber in parts of the area	300 / 50

May also be available: Verizon.

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