1796 Arcadia Loop, Kerrville, TX 78028 Property Records

Kerr County property record for 1796 Arcadia Loop, Kerrville, TX 78028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,276 sqft · built 2005
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on Record
Last Sale	$468,000 (Apr 2021)
Tax Bill	$7,062 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0225-0123-023002`

Property Details

APN / Parcel Number

Primary APN	`0225-0123-023002`
Alternative APN	`15295`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,276 sqft Living Area
Gross Area	3,484 sqft
1st Floor Area	2,276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	68,825 sqft (1.58 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0225-0123-023002
Street Address	1796 ARCADIA LOOP
City	KERRVILLE
State	TX
Zip	78028-7469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ABS A0225 LARA, SUR 123,ACRES 1.58
Legal Subdivision	LARA, SUR 123
Jurisdiction	KERR TX
Township / Civil Division	KERRVILLE
Census Block Group	1
Census Block	1000
Census Tract	960404

Owner

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1806 JUSTIN LN, B, AUSTIN, TX 78757-2409
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	May 17, 2011 · Amount on Record
Deed Document Number	20213197
Prior Transfer Date	Jan 2, 2015
Prior Transfer Doc	0000000305
Record Updated	Oct 29, 2026

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Apr 14, 2021
Property Address	1796 ARCADIA LOOP, KERRVILLE, TX 78028-7469
Document Number	21003197
Instrument Date	Apr 12, 2021
Instrument	21-003197
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 MOUNTAIN RIDGE SPUR, 112, KERRVILLE, TX 78028-7529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 JUSTIN LN, AUSTIN, TX 78757-2409

Mortgage

Document Number	21003198
Date	Apr 14, 2021
Instrument	21-003198

Lender

Name	GUADALUPE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Municipality	Kerrville City
Unified School District	Kerrville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,062.00 (-1.7%)	$389,869 (-1.71%) Land $113,164 Building $276,705	$389,869 (-1.71%) Land $113,164 Building $276,705
2025	$7,184.00 (+91.88%)	$396,639 (+6.05%) Land $140,945 Building $255,694	$396,639 (+6.05%) Land $140,945 Building $255,694
2024	$3,744.00 (-46.11%)
2023	$6,948.00	$373,996 Land $140,945 Building $233,051	$373,996 Land $140,945 Building $233,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2025)
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERRVILLE serves 30,530 people · EPA ID TX1330001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2016
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless · Fiber in parts of the area	300 / 50
Verizon Fixed Wireless	300 / 20