184 Windemere Pointe, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 184 Windemere Pointe, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,768 sqft · built 1988
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Nov 2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6576 02 87 0347`

Property Details

APN / Parcel Number

Primary APN	`6576 02 87 0347`
Alternative APNs	`1490829` `42882`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,768 sqft Finished Area
Basement Area	1,408 sqft
Finished Basement	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	254 ft deep x 142 ft wide
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	1490829
Street Address	184 WINDEMERE POINTE
City	MOUNT GILEAD
State	NC
Zip	27306-8826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	WINDEMERE POINTE LOT 27 WINDEMERE POINTE #27
Legal Subdivision	WINDEMERE POINTE
Legal Lot Number	27
Jurisdiction	MONTGOMERY NC
Township / Civil Division	PEE DEE
Census Block Group	3
Census Block	3003
Census Tract	960402

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	184 WINDEMERE POINTE, MOUNT GILEAD, NC 27306-8826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 14, 2025	Warranty Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Dec 1, 1996 · Amount on Record
Deed Document Number	2025388647
Deed Book / Page	973 / 782
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	184 WINDEMERE POINTE, MOUNT GILEAD, NC 27306-8826
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 WINDEMERE POINTE, MOUNT GILEAD, NC 27306-8826

Mortgage

Document Number	000969/582
Date	Sep 3, 2025
Book Page	969/582
Instrument	387800

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 14, 2025
Property Address	184 WINDEMERE POINTE, MOUNT GILEAD, NC 27306-8826
Document Number	000973/782
Book / Page	973 / 782
Map Reference	CAB B SL 337&228
Instrument Date	Nov 14, 2025
Instrument	388647
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37661 TIMBER RIDGE LN, NEW LONDON, NC 28127-8581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 WINDEMERE POINTE, MOUNT GILEAD, NC 27306-8826

Mortgage

Document Number	0000388648
Date	Nov 14, 2025
Instrument	388648

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$552,188 (-) Land $259,008 Building $293,180	$552,188 (-) Land $259,008 Building $293,180
2025	$552,188 (-) Land $259,008 Building $293,180	$552,188 (-) Land $259,008 Building $293,180
2023	$552,188 Land $259,008 Building $293,180	$552,188 Land $259,008 Building $293,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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