170 Windemere Pointe, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 170 Windemere Pointe, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,843 sqft · built 1997
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Mar 2019)
Tax Bill	$5,551 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6576 02 87 1692`

Property Details

APN / Parcel Number

Primary APN	`6576 02 87 1692`
Alternative APN	`1481210`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,843 sqft Finished Area
Basement Area	3,008 sqft
Finished Basement	3,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Garage Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	1481210
Street Address	170 WINDEMERE POINTE
City	MOUNT GILEAD
State	NC
Zip	27306-8826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	WINDEMERE POINTE LOT 30 WINDEMERE POINTE #30
Legal Subdivision	WINDEMERE POINTE
Legal Lot Number	30
Jurisdiction	MONTGOMERY NC
Township / Civil Division	PEE DEE
Census Block Group	3
Census Block	3003
Census Tract	960402

Owner

170 Windemere Pointe is owned and occupied by two individuals who bought it in March 2019.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	170 WINDEMERE POINTE, MOUNT GILEAD, NC 27306-8826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Mar 29, 2019	Warranty Deed, Transfer · ARM UWHARRIE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Dec 1, 1996 · Amount on File
Deed Document Number	2019358108
Deed Book / Page	823 / 593
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	170 WINDEMERE POINTE, MOUNT GILEAD, NC 27306-8826
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	862/449
Date	Dec 18, 2020
Book Page	862/449
Instrument	366050

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 29, 2019
Property Address	170 WINDEMERE POINTE, MOUNT GILEAD, NC 27306-8826
Document Number	0823/0593
Book / Page	0823 / 0593
Map Reference	CAB B SL 339
Instrument Date	Feb 12, 2019
Instrument	358108
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 WINDEMERE POINTE, 170, MOUNT GILEAD, NC 27306-8826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 WINDERMERE POINTE, MOUNT GILEAD, NC 27306-8826

Mortgage

Document Number	358109
Date	Mar 29, 2019
Instrument	358109

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 170 Windemere Pointe was $5,551.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$847,574 (-) Land $199,800 Building $647,774	$847,574 (-) Land $199,800 Building $647,774
2025	$5,551.00	$847,574 Land $199,800 Building $647,774	$847,574 Land $199,800 Building $647,774
2023		$847,574 Land $199,800 Building $647,774	$847,574 Land $199,800 Building $647,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Windemere Pointe in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Windemere Pointe is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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