184 W Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 184 W Acton Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,576 sqft · built 1970
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Last Sale	$519,000 (Sep 2021)
Tax Bill	$10,797 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R-21 000017`

Property Details

APN / Parcel Number

Primary APN	`R-21 000017`
Alternative APNs	`STOW M:000R-21 P:017` `M:000R=21 P:017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	3,548 sqft
1st Floor Area	1,576 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-21 000017
Street Address	184 W ACTON RD
City	STOW
State	MA
Zip	01775-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	PLAN 11780E
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1006
Census Tract	323102

Owner

184 W Acton Rd is owned and occupied by an individual who bought it in September 2021.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	184 W ACTON RD, STOW, MA 01775-1168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Aug 3, 1992 · Amount on File
Deed Document Number	20211893363
Prior Transfer Date	Sep 13, 2021
Prior Transfer Doc	0001893363
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Sep 14, 2021
Property Address	184 W ACTON RD, STOW, MA 01775-1168
Document Number	0001893363
Instrument Date	Sep 13, 2021
Instrument	1893363
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	184 W ACTON RD, STOW, MA 01775-1168

Mortgage

Document Number	0001893364
Date	Sep 14, 2021
Instrument	1893364

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Aug 30, 2019
Property Address	184 W ACTON RD, STOW, MA 01775-1168
Document Number	0000022375
Instrument Date	Aug 26, 2019
Instrument	22375
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 W ACTON RD STOW MA 017751168, STOW, MA 01775-1168

Tax Assessment & Valuation

The 2026 property tax bill for 184 W Acton Rd was $10,797, up 13.5% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,797.00 (+13.5%)	$604,200 (+10.64%) Land $371,200 Building $233,000	$678,649 (+19.96%)
2025	$9,513.00 (-4.5%)	$546,100 (-6.97%) Land $353,500 Building $192,600	$565,725
2024	$9,961.00 (+7.58%)	$587,000 (+14.94%) Land $341,100 Building $245,900
2023	$9,259.00	$510,700 Land $325,700 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 W Acton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 W Acton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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