177 W Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 177 W Acton Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 972 sqft · built 1951
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Oct 2022)
Tax Bill	$9,323 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-21 000019`

Property Details

APN / Parcel Number

Primary APN	`R-21 000019`
Alternative APNs	`STOW M:000R-21 P:019` `M:000R=21 P:019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	2,858 sqft
1st Floor Area	810 sqft
Attic	Attic
Attic Area	810 sqft
Basement Area	810 sqft
Unfinished Basement	810 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-21 000019
Street Address	177 W ACTON RD
City	STOW
State	MA
Zip	01775-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1004
Census Tract	323102

Owner

177 W Acton Rd is owned and occupied by an individual who bought it in October 2022.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	177 W ACTON RD, STOW, MA 01775-2113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage VAN DYK MORTGAGE CORP
Nov 6, 2017	Quit Claim Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Prior Sale	Nov 6, 2017 · Amount on File
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Oct 28, 2022
Property Address	177 W ACTON RD, STOW, MA 01775-2113
Document Number	0001925926
Instrument Date	Oct 28, 2022
Instrument	1925926
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 W ACTON RD, STOW, MA 01775-2113

Mortgage

Document Number	0001925927
Date	Oct 28, 2022
Instrument	1925927

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Nov 6, 2017
Property Address	177 W ACTON RD, STOW, MA 01775-2113
Document Number	0000074647
Instrument Date	Oct 29, 2017
Instrument	74647
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,572.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 W ACTON RD STOW MA 017752113, STOW, MA 01775-2113

Mortgage

Document Number	74648
Date	Nov 6, 2017
Instrument	74648

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 177 W Acton Rd was $9,323, up 13.5% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,323.00 (+13.5%)	$521,700 (+10.65%) Land $310,200 Building $211,500	$535,222 (+13.68%)
2025	$8,214.00 (+1.1%)	$471,500 (-1.52%) Land $295,500 Building $176,000	$470,820
2024	$8,125.00 (-7.6%)	$478,800 (-1.28%) Land $285,000 Building $193,800
2023	$8,793.00	$485,000 Land $272,000 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 177 W Acton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 177 W Acton Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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