184 Summit Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 184 Summit Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	2,373 sqft · built 1955
Lot Size	0.171 acres (7,427 sqft)
Owner	Individual Name on File
Last Sale	$656,000 (Jun 2020)
Tax Bill	$18,430 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00313-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`10-00313-0000-00004`
Alternative APNs	`100031300004` `413600`

Interior

Building Area	2,373 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	7,427 sqft (0.171 acres)
Lot Dimensions	94 ft deep x 79 ft wide

Location & Zoning

Account Number	413600
Street Address	184 SUMMIT AVE
City	DUMONT
State	NJ
Zip	07628-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	79X94
Legal Subdivision	DE LONG GARDENS
Legal Block	313
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	1
Census Block	1005
Census Tract	10100

Owner

184 Summit Ave is owned and occupied by an individual who acquired it in October 2020.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	184 SUMMIT AVE, DUMONT, NJ 07628-1322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Dec 4, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO
Jun 24, 2020	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on File
Deed Sale	Jun 24, 2020 · Amount on File
Prior Sale	Sep 23, 1994 · Amount on File
Deed Document Number	202061591
Deed Book / Page	3632 / 1296
Last Transfer Date	Oct 23, 2020
Transfer Doc	0038481647
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	184 SUMMIT AVE, DUMONT, NJ 07628-1322
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042781131
Date	Jul 19, 2021
Book Page	4278/1131
Instrument	2021115390

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Apr 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 4, 2020
Property Address	184 SUMMIT AVE, DUMONT, NJ 07628-1322
Document Number	0038481647
Book / Page	003848 / 001647
Instrument Date	Oct 23, 2020
Instrument	128180
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 SUMMIT AVE DUMONT NJ 076281322, DUMONT, NJ 07628-1322

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 24, 2020
Property Address	184 SUMMIT AVE, DUMONT, NJ 07628-1322
Document Number	0036321296
Book / Page	3632 / 1296
Instrument Date	Apr 25, 2020
Instrument	20-061591
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NORTH AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,778.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 LINCOLN AVE, 130, DUMONT, NJ 07628-2157

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	184 SUMMIT AVE, DUMONT, NJ 07628-1322

Mortgage

Document Number	20061592
Date	Jun 24, 2020
Instrument	20-061592

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	184 SUMMIT AVE, DUMONT, NJ 07628-1322
Document Number	0029232152
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SUMMIT AVE DUMONT NJ 07628, DUMONT, NJ 07628

Mortgage

Document Number	0029232152
Date	Apr 26, 2018
Book Page	002923/002152
Instrument	29161

Lender

Name	BANK OF AMERICA/IL
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 184 Summit Ave was $18,430, up 6.4% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$844,000 (+7.16%) Land $367,500 Building $476,500	$844,000 (+7.16%) Land $367,500 Building $476,500
2025	$18,430.00 (+6.4%)	$787,600 Land $335,000 Building $452,600	$787,600 Land $335,000 Building $452,600
2024	$17,321.00
2023		$426,100 Land $180,000 Building $246,100	$426,100 Land $180,000 Building $246,100
2022	$16,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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