168 Summit Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 168 Summit Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,764 sqft · built 1955
Lot Size	0.171 acres (7,427 sqft)
Owner	Individual Name on Record
Last Sale	$195,500 (Sep 1995)
Tax Bill	$13,495 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00313-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`10-00313-0000-00006`
Alternative APNs	`100031300006` `413800`

Interior

Building Area	1,764 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	7,427 sqft (0.171 acres)
Lot Dimensions	94 ft deep x 79 ft wide

Location & Zoning

Account Number	413800
Street Address	168 SUMMIT AVE
City	DUMONT
State	NJ
Zip	07628-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	79X94
Legal Subdivision	DELONG GARDENS SEC #1
Legal Block	313
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	1
Census Block	1005
Census Tract	10100

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	168 SUMMIT AVE, DUMONT, NJ 07628-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 1995 · Amount on Record
Deed Sale	Sep 12, 1995 · Amount on Record
Deed Book / Page	7818 / 627
Last Transfer Date	Feb 17, 2016
Transfer Doc	0021920200
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	168 SUMMIT AVE, DUMONT, NJ 07628-1322
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047941282
Date	Sep 1, 2022
Book Page	4794/1282
Instrument	2022087092

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	168 SUMMIT AVE, DUMONT, NJ 07628-1322
Document Number	0036130360
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	68 SUMMIT AVE MONTVALE NJ 076451220, MONTVALE, NJ 07645-1220

Mortgage

Document Number	0036130360
Date	Jun 2, 2020
Book Page	003613/000360
Instrument	20054345

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,000 (+7.86%) Land $367,600 Building $254,400	$622,000 (+7.86%) Land $367,600 Building $254,400
2025	$13,495.00 (+6.88%)	$576,700 (+85.67%) Land $335,100 Building $241,600	$576,700 (+85.67%) Land $335,100 Building $241,600
2024	$12,626.00 (+4.69%)
2023		$310,600 Land $180,200 Building $130,400	$310,600 Land $180,200 Building $130,400
2022	$12,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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