184 Stony Rd, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 184 Stony Rd, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,600 sqft · built 1943
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Mar 2017)
Tax Bill	$8,160 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145289 94.14-1-13`

Property Details

APN / Parcel Number

Primary APN	`145289 94.14-1-13`
Alternative APN	`52890941400001013000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,324 sqft
2nd Floor Area	1,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	82,764 sqft (1.9 acres)
Lot Width	150 ft Width
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	184 STONY RD
City	LANCASTER
State	NY
Zip	14086-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3000
Census Tract	14208

Owner

184 Stony Rd is owned and occupied by two individuals who bought it in March 2017.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	184 STONY RD, LANCASTER, NY 14086-1517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORP
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit EVANS BK NA
Mar 10, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2017 · Amount on File
Deed Sale	Mar 10, 2017 · Amount on File
Prior Sale	Dec 22, 2016 · Amount on File
Deed Document Number	201750558
Deed Book / Page	11310 / 4750
Prior Transfer Date	Oct 31, 2016
Prior Transfer Doc	0113070585
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	184 STONY RD, LANCASTER, NY 14086-1517
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139359639
Date	Apr 14, 2020
Book Page	13935/9639
Instrument	2020069379

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	184 STONY RD, LANCASTER, NY 14086-1517
Document Number	0139465238
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 STONY RD LANCASTER NY 140861517, LANCASTER, NY 14086-1517

Mortgage

Document Number	0139465238
Date	Jul 10, 2020
Book Page	013946/005238

Lender

Name	EVANS BK NA
Type	Bank
Address	HAMBURG, NY 14075

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 9, 2045

Interest

Rate Type	Adjustable Rate

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Mar 10, 2017
Property Address	184 STONY RD, LANCASTER, NY 14086-1517
Document Number	0113104750
Book / Page	11310 / 4750
Instrument	000000050558
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 STONY RD, LANCASTER, NY 14086-1517

Tax Assessment & Valuation

The 2026 property tax bill for 184 Stony Rd was $8,160, up 111.4% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,160.00 (+111.4%)
2025	$3,860.00 (-50.83%)	$283,000 (-) Land $59,000 Building $224,000	$442,188 (+12.49%) Land $92,188 Building $350,000
2024	$7,850.00	$283,000 (-) Land $59,000 Building $224,000	$393,100 (+4.19%) Land $81,954 Building $311,146
2023		$283,000 Land $59,000 Building $224,000	$377,300 Land $78,660 Building $298,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 Stony Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Stony Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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