184 Spencer Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 184 Spencer Ave, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1963
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (May 2020)
Tax Bill	$5,368 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1007-611-02-0000`

Property Details

APN / Parcel Number

Primary APN	`1007-611-02-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	2,018 sqft
1st Floor Area	1,562 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	462 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	184 SPENCER AVE
City	UPLAND
State	CA
Zip	91786-6243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6666 LOT 44
Legal Subdivision	TRACT 6666
Legal Tract	6666
Legal Block	1
Legal Lot Number	44
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	825

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	184 SPENCER AVE, UPLAND, CA 91786-6243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC
May 27, 2020	Quit Claim Deed, Transfer QUICKEN LOANS INC, QUICKEN LNS INC
May 27, 2020	Quit Claim Deed, Transfer AMROCK INC
Nov 15, 2019	Grant Deed, Transfer · Construction Mortgage LANPHIER NICHOLAS E F/TR (PT)
Mar 23, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	2020174665
Last Transfer Date	Sep 17, 2020
Transfer Doc	0000370208
Record Updated	Sep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 30, 2020
Property Address	184 SPENCER AVE, UPLAND, CA 91786-6243
Document Number	0000370208
Map Reference	MB 88 PG 1-3
Instrument Date	Sep 17, 2020
Instrument	2020-0370208
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WESTMINSTER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	184 SPENCER AVE, UPLAND, CA 91786-6243

Mortgage

Document Number	0000370209
Date	Sep 30, 2020
Instrument	2020-0370209

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 27, 2020
Property Address	184 SPENCER AVE, UPLAND, CA 91786-6243
Document Number	0000174666
Instrument Date	Apr 23, 2020
Instrument	174666
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	QUICKEN LOANS INC, QUICKEN LNS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4247 CLYDESDALE WAY MONTCLAIR CA 917634179, MONTCLAIR, CA 91763-4179

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 27, 2020
Property Address	184 SPENCER AVE, UPLAND, CA 91786-6243
Document Number	0000174665
Map Reference	MB 88 PG 1-3
Instrument Date	Apr 23, 2020
Instrument	2020-0174665
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4247 CLYDESDALE WAY, MONTCLAIR, CA 91763-4179

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 15, 2019
Property Address	184 SPENCER AVE, UPLAND, CA 91786-6243
Document Number	0000424437
Instrument Date	Oct 10, 2019
Instrument	424437
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	184 SPENCER AVE UPLAND CA 917866243, UPLAND, CA 91786-6243

Mortgage

Document Number	424438
Date	Nov 15, 2019
Instrument	424438

Lender

Name	LANPHIER NICHOLAS E F/TR (PT)
Address	1261 N LAKEVIEW AVE # J519, ANAHEIM, CA 92807-1834

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 14, 2020

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 23, 2017
Property Address	184 SPENCER AVE, UPLAND, CA 91786-6243
Document Number	0000120739
Map Reference	MB88 PG1-3
Instrument Date	Mar 1, 2017
Instrument	2017-0120739
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 SPENCER AVE, UPLAND, CA 91786-6243

Mortgage

Document Number	0000120740
Date	Mar 23, 2017
Instrument	2017-0120740

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,674 (+2%) Land $167,885 Building $311,789
2025	$5,368.00 (+7.17%)	$470,268 (+4.04%) Land $164,593 Building $305,675
2023	$5,009.00 (+0.7%)	$452,007 Land $158,202 Building $293,805
2022	$4,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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