148 Spencer Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 148 Spencer Ave, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1963
Lot Size	0.173 acres (7,540 sqft)
Owner	2 Company Names on Record
Last Sale	$455,000 (Jul 2018)
Tax Bill	$5,577 (2025)
Deeds & Mortgages	May 2026 Transfer Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1007-611-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1007-611-05-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	1,698 sqft
1st Floor Area	1,242 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Modern
Construction Type	Frame
Lot Area	7,540 sqft (0.173 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	148 SPENCER AVE
City	UPLAND
State	CA
Zip	91786-6243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6666 LOT 41
Legal Subdivision	88M1
Legal Tract	6666
Legal Block	1
Legal Lot Number	41
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	825

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	148 SPENCER AVE, UPLAND, CA 91786-6243
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 23, 2018	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Jul 23, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Jun 2, 2008 · Amount on Record
Deed Document Number	2018267466
Prior Transfer Date	May 21, 2008
Prior Transfer Doc	0000248441
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 27, 2026
Property Address	148 SPENCER AVE, UPLAND, CA 91786-6243
Document Number	0000132575
Instrument Date	Oct 14, 2024
Instrument	2026132575
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	148 SPENCER AVE, UPLAND, CA 91786-6243

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	148 SPENCER AVE, UPLAND, CA 91786-6243
Document Number	0000223409
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SPENCER AVE UPLAND CA 917866243, UPLAND, CA 91786-6243

Mortgage

Document Number	0000223409
Date	Jul 6, 2020
Instrument	223409

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 23, 2018
Property Address	148 SPENCER AVE, UPLAND, CA 91786-6243
Document Number	0000267465
Instrument Date	Jun 28, 2018
Instrument	267465
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5515 HAZELTINE AVE SHERMAN OAKS CA 914015708, SHERMAN OAKS, CA 91401-5708

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 23, 2018
Property Address	148 SPENCER AVE, UPLAND, CA 91786-6243
Document Number	0000267466
Map Reference	MB 88 PG 1-3
Instrument Date	Jun 20, 2018
Instrument	2018-0267466
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SPENCER AVE, UPLAND, CA 91786-6243

Mortgage

Document Number	0000267467
Date	Jul 23, 2018
Instrument	2018-0267467

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$517,712 (+2%) Land $181,199 Building $336,513
2025	$5,577.00 (+4.89%) Homeowner's exemption	$507,561 (+4.04%) Land $177,646 Building $329,915
2023	$5,317.00 (+2.23%) Homeowner's exemption	$487,852 Land $170,748 Building $317,104
2022	$5,201.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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