184 Simpson Rd, Sparta, TN 38583 Property Records

White County property record for 184 Simpson Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,450 sqft · built 1962
Lot Size	2.38 acres (103,673 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (May 2022)
Tax Bill	$842 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093043 05700`

Property Details

APN / Parcel Number

Primary APN	`093043 05700`
Alternative APN	`043 05700`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,012 sqft
Basement Area	438 sqft
Finished Basement	438 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	103,673 sqft (2.38 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	184 SIMPSON RD
City	SPARTA
State	TN
Zip	38583-6836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4
Jurisdiction	WHITE TN
Township / Civil Division	6
Census Block Group	2
Census Block	2043
Census Tract	935200

Owner

Source: White County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	184 SIMPSON RD, SPARTA, TN 38583-6836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage ONE BANK OF TENNESSEE
Feb 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Feb 3, 2022 · Amount on Record
Deed Document Number	20222634
Deed Book / Page	510 / 390
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	May 31, 2022
Property Address	184 SIMPSON RD, SPARTA, TN 38583-6836
Document Number	0RB510/390
Book / Page	RB510 / 390
Instrument Date	May 19, 2022
Instrument	22002634
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 SIMPSON RD, SPARTA, TN 38583-6836

Mortgage

Document Number	0022002635
Date	May 31, 2022
Instrument	22002635

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	184 SIMPSON RD, SPARTA, TN 38583-6836
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 SIMPSON RD, SPARTA, TN 38583-6836

Mortgage

Document Number	0RB503/409
Date	Mar 2, 2022
Book Page	RB503/409
Instrument	22000999

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE TN
Recording Date	Feb 3, 2022
Property Address	184 SIMPSON RD, SPARTA, TN 38583-6836
Document Number	0RB501/504
Book / Page	RB501 / 504
Instrument Date	Feb 3, 2022
Instrument	22000580
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 SIMPSON RD, SPARTA, TN 38583-6836

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$842.00 (+35.59%)	$59,750 (+79.29%) Land $8,000 Building $51,750	$239,000 (+79.29%) Land $32,000 Building $207,000
2023		$33,325 Land $5,550 Building $27,775
2021	$621.00
2020			$133,300 Land $22,200 Building $111,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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