184 S Jane Dr, Elgin, IL 60123 Property Records

Kane County property record for 184 S Jane Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,213 sqft · built 1963
Lot Size0.209 acres (9,084 sqft)
OwnerIndividual Name on Record
Last Sale$133,000 (Jul 2014)
Tax Bill$6,532 (2025)
Deeds & MortgagesSep 2019 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-15-357-020

Property Details

APN / Parcel Number

Primary APN06-15-357-020

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,213 sqft Living Area
Gross Area2,426 sqft
1st Floor Area1,213 sqft
Basement Area1,213 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialBrick
Lot Area9,084 sqft (0.209 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address184 S JANE DR
CityELGIN
StateIL
Zip60123-5912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY KNOLLS UNIT 3 LOT 111
Legal SubdivisionCOUNTRY KNOLLS
Legal Block1
Legal Lot Number111
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1003
Census Tract851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address184 S JANE DR, ELGIN, IL 60123-5912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2014 · Amount on Record
Deed SaleJul 31, 2014 · Amount on Record
Prior SaleOct 7, 2013
Deed Document Number201437211
Prior Transfer DateMar 31, 1995
Prior Transfer Doc0000023528
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address184 S JANE DR, ELGIN, IL 60123-5912
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041190
DateSep 6, 2019
Instrument2019K041190
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2034
Interest
Rate TypeFixed Rate
Rate4.12%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address184 S JANE DR, ELGIN, IL 60123-5912
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020152
DateMar 15, 2021
Instrument2021K020152
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressITASCA, IL 60143
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036
Interest
Rate2.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,532.00 (+15.84%) Homeowner's exemption$93,620 (+8.57%) Land $26,499 Building $67,121$280,972 (+8.57%) Land $79,529 Building $201,444
2024$86,230 (+21.39%) Land $24,407 Building $61,823$258,794 (+21.44%) Land $73,250 Building $185,543
2022$5,639.00 (+4.64%) Homeowner's exemption$71,033 (+6.96%) Land $20,106 Building $50,927$213,099 (+6.96%) Land $60,318 Building $152,781
2021$5,389.00 Homeowner's exemption$66,411 Land $18,798 Building $47,613$199,233 Land $56,394 Building $142,839

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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