173 S Jane Dr, Elgin, IL 60123 Property Records

Kane County property record for 173 S Jane Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,926 sqft · built 1963
Lot Size0.235 acres (10,250 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Jul 2022)
Tax Bill$6,942 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Aug 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN06-15-376-017

Property Details

APN / Parcel Number

Primary APN06-15-376-017

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,926 sqft Living Area
Gross Area2,472 sqft
1st Floor Area1,926 sqft
Basement Area546 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,250 sqft (0.235 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
Pool Area792 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address173 S JANE DR
CityELGIN
StateIL
Zip60123-5909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY KNOLLS UNIT 3 LOT 85
Legal SubdivisionCOUNTRY KNOLLS
Legal Block1
Legal Lot Number85
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1000
Census Tract851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address173 S JANE DR, ELGIN, IL 60123-5909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 31, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2022 · Amount on Record
Deed SaleJul 15, 2022 · Amount on Record
Prior SaleMar 3, 2014 · Amount on Record
Deed Document Number202236553
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 15, 2022
Property Address173 S JANE DR, ELGIN, IL 60123-5909
Document Number0000036553
Instrument DateJun 23, 2022
Instrument2022K036553
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5500 S MADISON ST APT 15, 15, HINSDALE, IL 60521-5146

Mortgage

Document Number0000036554
DateJul 15, 2022
Instrument2022K036554
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address173 S JANE DR, ELGIN, IL 60123-5909
Transaction TypeMortgage
Record UpdatedSep 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066739
DateAug 31, 2021
Instrument2021K066739
Lender
NameKANE COUNTY TEACHERS CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term62 Months
DueOct 25, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,942.00 (+15.84%) Homeowner's exemption$98,999 (+8.57%) Land $26,643 Building $72,356$297,116 (+8.57%) Land $79,961 Building $217,155
2024$91,185 (+21.39%) Land $24,540 Building $66,645$273,664 (+21.44%) Land $73,649 Building $200,015
2022$5,993.00 (+4.59%) Homeowner's exemption$75,115 (+6.96%) Land $20,215 Building $54,900$225,345 (+6.96%) Land $60,645 Building $164,700
2021$5,730.00 Homeowner's exemption$70,228 Land $18,900 Building $51,328$210,684 Land $56,700 Building $153,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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