Ocean County and Ocean Township property record for 184 Royal Oak Dr, Waretown, NJ 08758
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,335 sqft · built 1989 |
| Lot Size | 0.484 acres (21,061 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Aug 2019) |
| Tax Bill | $8,392 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00053-01-00005 |
| Primary APN | 21-00053-01-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,335 sqft Living Area |
| Gross Area | 3,415 sqft |
| Basement Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 21,061 sqft (0.484 acres) |
| Lot Dimensions | 195 ft deep x 108 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 184 ROYAL OAK DR |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 108X195 |
| Legal Subdivision | ROYAL OAKS FINAL MAP |
| Legal Block | 53.1 |
| Legal Lot Number | 5 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 733002 |
184 Royal Oak Dr is owned and occupied by two individuals who bought it in August 2019.
Source: Ocean County and Ocean Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 184 ROYAL OAK DR, WARETOWN, NJ 08758-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OCEANSIDE MORTGAGE CO |
| Aug 6, 2019 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2019 · Amount on File |
| Deed Sale | Aug 6, 2019 · Amount on File |
| Deed Document Number | 201975155 |
| Deed Book / Page | 17560 / 486 |
| Prior Transfer Date | Sep 14, 2005 |
| Prior Transfer Doc | 0128341800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 184 ROYAL OAK DR, WARETOWN, NJ 08758-2624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORCHARD STREET SETMNTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0178901920 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 17890/1920 |
| Instrument | 2020049853 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 6, 2019 |
| Property Address | 184 ROYAL OAK DR, WARETOWN, NJ 08758-2624 |
| Document Number | 0175600486 |
| Book / Page | 017560 / 000486 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 75155 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | MID-STATE ABSTRACT COMPANY, MID-STATE ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 184 ROYAL OAK DR WARETOWN NJ 087582624, WARETOWN, NJ 08758-2624 |
| Document Number | 175600491 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 017560/000491 |
| Instrument | 75156 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 5, 2034 |
The 2025 property tax bill for 184 Royal Oak Dr was $8,392, up 4.6% from the year before.
Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $531,800 (-) Land $121,100 Building $410,700 | $531,800 (-) Land $121,100 Building $410,700 | |
| 2025 | $8,392.00 (+4.59%) | $531,800 Land $121,100 Building $410,700 | $531,800 Land $121,100 Building $410,700 |
| 2024 | $8,024.00 | ||
| 2023 | $327,800 Land $98,700 Building $229,100 | $327,800 Land $98,700 Building $229,100 | |
| 2022 | $7,123.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 184 Royal Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 184 Royal Oak Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 71% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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