Ocean County and Ocean Township property record for 182 Royal Oak Dr, Waretown, NJ 08758
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,035 sqft · built 1989 |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Apr 2019) |
| Tax Bill | $9,391 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00053-01-00004 |
| Primary APN | 21-00053-01-00004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,035 sqft Living Area |
| Gross Area | 3,800 sqft |
| Basement Area | 765 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 20,735 sqft (0.476 acres) |
| Lot Dimensions | 192 ft deep x 108 ft wide |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 182 ROYAL OAK DR |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 108X192 |
| Legal Subdivision | ROYAL OAKS |
| Legal Block | 53.1 |
| Legal Lot Number | 4 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 733002 |
Source: Ocean County and Ocean Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 182 ROYAL OAK DR, WARETOWN, NJ 08758-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Apr 5, 2019 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2019 · Amount on Record |
| Deed Sale | Apr 5, 2019 · Amount on Record |
| Deed Document Number | 201930860 |
| Deed Book / Page | 17431 / 968 |
| Prior Transfer Date | Jul 5, 2011 |
| Prior Transfer Doc | 0149361134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 182 ROYAL OAK DR, WARETOWN, NJ 08758-2624 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0196730287 |
|---|---|
| Date | May 3, 2024 |
| Book Page | 19673/287 |
| Instrument | 2024032216 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 182 ROYAL OAK DR, WARETOWN, NJ 08758-2624 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0187180389 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 18718/389 |
| Instrument | 2021145692 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 182 ROYAL OAK DR, WARETOWN, NJ 08758-2624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NEW JERSEY LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0177331969 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 17733/1969 |
| Instrument | 2019133184 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 5, 2019 |
| Property Address | 182 ROYAL OAK DR, WARETOWN, NJ 08758-2624 |
| Document Number | 0174310968 |
| Book / Page | 17431 / 0968 |
| Map Reference | MAP H-2035 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2019030860 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,871.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1613 TAMIAMI RD, 1613, FORKED RIVER, NJ 08731-5038 |
| Name | Verified Name |
|---|---|
| Address | 182 ROYAL OAK DR, WARETOWN, NJ 08758-2624 |
| Document Number | 2019030861 |
|---|---|
| Date | Apr 5, 2019 |
| Instrument | 2019030861 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $595,100 (-) Land $121,600 Building $473,500 | $595,100 (-) Land $121,600 Building $473,500 | |
| 2025 | $9,391.00 (+4.58%) | $595,100 (+57.98%) Land $121,600 Building $473,500 | $595,100 (+57.98%) Land $121,600 Building $473,500 |
| 2024 | $8,980.00 (+9.71%) | ||
| 2023 | $376,700 Land $99,500 Building $277,200 | $376,700 Land $99,500 Building $277,200 | |
| 2022 | $8,185.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 71% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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